Business owners should never have to sacrifice their home to save the company Small business owners should never have to make the choice between keeping their home or ensuring that their company can stay open. It is crucial for organization heads to fine-tune a commercial insurance policy that is as unique as its daily operations and products or services offered.Sticking to the basics is not always enough, especially when it comes to finding commercial property insurance that can account for every nook and cranny of a business ... March 4, 2013By Aegis Insurance Business and IT Insurance Tag 0 Comment Read More »
Even small companies must prepare against cyber threats The last decade has seen technology make leaps and bounds, and businesses of all sizes have been working hard to keep pace with all of the changes. However, it is also crucial for organizations to keep all stored data protected, otherwise the recovery process could be difficult and expensive.Symantec, the maker of the Norton Anti-Virus, released a report that said 36 percent of the global targeted attacks in the first half of 2012 were ... March 1, 2013By Aegis Insurance Business and IT Insurance Tag 0 Comment Read More »
Small businesses have more difficulty recovering after natural disasters This blog has previously underlined the importance of business owners taking the time to conduct thorough risk assessments and find comprehensive insurance policies. Smaller companies must take extreme care in this process, as unexpected events can prove to be very costly.A recent survey from Alibaba, Vendio and Auctiva showed that 74 percent of small business owners have not created a disaster recovery plan, even after Hurricane Sandy and Winter Storm Nemo. Furthermore, the Red ... February 28, 2013By Aegis Insurance General Insurance News Tag 0 Comment Read More »
Why does my business' location matter for insurance? Location might be crucial for real estate, but it is just as important for business owners across numerous industries. Insurance policies can be catered to account for intricacies of a company that are not always immediately considered.California-based companies know that they will not be affected the same ways as New York businesses when it comes to hurricanes. However, location-specific issues are crucial to any organization. According to a new report by Lloyd's of London, ... February 27, 2013By Aegis Insurance General Insurance News Tag 0 Comment Read More »
Avoid overly expensive clean-up costs with comprehensive insurance Companies that have not experienced severe weather might not understand the importance of insurance policies that can account for damages that follow a storm. The cleanup process can be expensive and long-lasting, and without taking the right precautions, business owners might be stuck with the bill when it comes to making repairs.However, commercial insurance specialists can help organization heads find the right policies that meet the needs of their firm's location. Without commercial property insurance ... February 26, 2013By Aegis Insurance General Insurance News Tag 0 Comment Read More »
Contractors must account for numerous aspects of employee safety How necessary is workers' compensation insurance? In many states, it is required for businesses to have some policy in place. While some companies may feel this is a superfluous protection, only meant for clumsy workers, there are far more issues at hand.For example, employees at U.S. Steel plants in Michigan and Indiana joined in a Fair Labor Standards Act (FLSA) lawsuit, claiming that time spent putting on and taking off safety equipment is time ... February 25, 2013By Aegis Insurance Contractor Insurance Tag 0 Comment Read More »
Things to keep in mind if you're renting your business' space The same way that individuals who lease an apartment are advised to invest in renters' insurance, business owners who rent their organization's location should follow suit. Criminals can rob a rented brick and mortar location just as easily as one that is paid for. Severe weather does not care if a store was bought by its owner or if they are paying on a monthly basis.Commercial insurance specialists can be of great assistance to ... February 21, 2013By Aegis Insurance General Insurance News Tag 0 Comment Read More »
Business owners need to keep themselves educated on workers' compensation laws Employees are what make business possible for companies across all industries. Without workers, daily operations would be difficult for just managers or organization owners to complete.It is important for business leaders to keep this in mind when trying to put together a complete business plan. Workers want to be able to rest assured that when they are employed by a company that their present and futures are taken care of. This is where workers' ... February 20, 2013By Aegis Insurance General Insurance News Tag 0 Comment Read More »
Why do I need contractors general liability insurance? It should come as no surprise to construction and contracting companies that risk is part of the job. Whether workers are performing a task high above the ground or are using dangerous machinery, it is important to take all necessary precautions to keep employees safe.However, it is crucial to not stop after implementing safety features like hard hats and protective work gloves. Business owners must guarantee not only the safety of their workers but ... February 19, 2013By Aegis Insurance Contractor Insurance Tag 0 Comment Read More »
Florida issues 70 citations for workers' compensation violations While workers' compensation varies from state-to-state, it is still crucial for companies across all industries to be aware of their location's requirements for the coverage. Otherwise, hefty fines or expensive legal fees could follow, should an employee bring a business to court.In Florida, investigators with the Department of Financial Services' Division of Workers' Compensation Bureau of Compliance and Division of Insurance Fraud randomly visited construction sites. The department saw 375 construction sites, contacting a ... February 15, 2013By Aegis Insurance General Insurance News Tag 0 Comment Read More »
