The Employer Guide to Workers' Compensation Insurance in CA If you run a California business with employees, you need workers' compensation insurance to cover the cost of employee work-related injuries. Workers' comp insurance is mandatory in California, even if your company has only one employee. It's also required for employees who regularly work in California, even if your business is based in another state. Get answers to the most common questions about workers' comp insurance in CA. Do Freelancers Need Workers' Comp? Sole proprietors and independent ... March 13, 2023By Aegis Insurance Workers' Compensation Insurance 0 Comment Read More »
CA Contractors Have New Workers' Compensation Requirements A new California law requires all licensed contractors to carry workers' compensation insurance, whether or not they have employees. CA Requires All Contractors to Carry Workers' Comp The law, known as CA Senate Bill 216, or SB216, is being implemented in response to the tendency of many small contractors to claim that they have no employees, even though they regularly hire day laborers or undocumented aliens. This leaves these workers without any protection in the event ... February 23, 2023By Aegis Insurance Contractor Insurance 0 Comment Read More »
Top 10 Construction Resources This post was originally published in 2019 and has been updated and expanded for 2022. Operating any business takes a lot of skill, organization, sound advice, and maybe even a pinch of good luck. This is particularly true when you’re building and expanding a construction business. We rounded up some of the best construction resources available to help you – publications, blogs, podcasts, and websites that can give you the most assistance as you grow. 1. SBA ... January 6, 2023By Aegis Insurance Contractor Insurance 0 Comment Read More »
What is a Certificate of Insurance for Contractors? A certificate of insurance proves you have business insurance coverage. A certificate of insurance (COI) is also known as a certificate of liability insurance or proof of insurance. Whatever you prefer to call it, your insurer will provide you with this 1-page summary of your business insurance coverage. Why Would You Need a Certificate of Insurance? There are two reasons you may need a certificate of insurance: To show potential clients who want to hire you ... November 25, 2022By Aegis Insurance Contractor Insurance 0 Comment Read More »
What Types of Insurance Does A Ski & Snowboard Shop Need? Aegis's ski and bike shop insurance bundles the coverage you need to help keep your business safe. Accidents happen, unfortunately, and you will want to ensure your ski shop is protected if someone is injured on a pair of skis you sold. Learn which types of insurance coverage may be able to help you prepare for the unique risks of your industry. 7 Types of Insurance Coverage for Your Ski & Snowboard Shop Property Insurance Your shop ... November 17, 2022By Aegis Insurance Adventure Sport Insurance 0 Comment Read More »
Faces of Aegis: Tahoe Mountain Fitness This post is part of our Faces of Aegis series. We're spotlighting our clients, the people and businesses who are making an impact in our Tahoe-Truckee community and beyond! Read more of our client spotlights here. In Truckee just off of Donner Pass Road, a community has formed around one tenacious gym. Tahoe-Truckee locals and newcomers alike have found their way to Tahoe Mountain Fitness, rising with the sun for 5 AM classes or immersing ... November 8, 2022By Aegis Insurance Faces of Aegis 0 Comment Read More »
Faces of Aegis: Peak Ski Company This post is part of our Faces of Aegis series. We're spotlighting our clients, the people and businesses who are making an impact in our Tahoe-Truckee community and beyond! Read more of our client spotlights here. Peak Ski Company makes its home in the scenic Rocky Mountain slopes of Bozeman, Montana, a fellow ski community. Cofounded by Bode Miller, an Olympian and world-renowned Alpine skier known for his tenacious drive to get up and try ... October 28, 2022By Aegis Insurance Faces of Aegis 0 Comment Read More »
What Does Course of Construction Insurance Cover? Course of construction insurance is a specialized policy used by contractors, project owners, developers, and subcontractors to cover a structure under construction. Course of construction insurance—also known as builders risk insurance—is a short-term commercial property policy that covers the property until your work is complete. What Does Course of Construction Insurance Cover? Course of construction insurance is designed to protect your financial interest in a construction project in the event of a covered event, such as: ... October 13, 2022By Aegis Insurance Contractor Insurance 0 Comment Read More »
What Kind of Insurance Protects Artisan Contractors in CA? If you want to protect your artisan contractor business against financial losses, then contractor insurance and bonds are a must. Not only does the right coverage help you keep your hard-earned cash, but in some cases, it may even be required by law in California. What Contractor Bonds are Required by Law in California? To get a contractor’s license from the Contractors State License Board (CSLB), you must have a surety bond or cashier’s check on ... September 28, 2022By Aegis Insurance Contractor Insurance 0 Comment Read More »
The Ultimate Guide to Insurance for Your Truckee-Tahoe Business Do you have the right insurance protection in place for your Truckee-Tahoe area business? Commercial insurance is the best safety net against unintended accidents and unexpected events that could drain your cash flow or jeopardize your business. But determining what kind of insurance you need for your business might feel a little daunting. How do you hit the sweet spot of "just the right coverage at just the right price" so you're not overspending or leaving ... September 26, 2022By Aegis Insurance Business Insurance 0 Comment Read More »
