How Do I Know If I Need Workers Compensation Insurance? If you run a business in California, you may already know that commercial insurance is a crucial part of running a business. While some types of commercial insurance are optional, workers' comp is one form of insurance that most businesses need to have in place. Find out if you need workers' compensation insurance and when you should get it if you run a business in California. What Is Workers Compensation Insurance? Workers compensation insurance, or workers comp, ... October 18, 2023By Aegis Insurance Workers' Compensation Insurance 0 Comment Read More »
What States Require Workers’ Comp and Who is Exempt? Workers' compensation insurance is required throughout the entire country; however, workers' comp laws are different in every state. At its base level, workers' compensation laws require most employers to pay a certain type of insurance that covers medical expenses in the case where a worker is injured on the job. With workers' comp protection in place, workers who are injured or become ill while performing their job duty won't have to worry about the out-of-pocket ... September 5, 2023By Aegis Insurance Workers' Compensation Insurance 0 Comment Read More »
10 FAQs About Workers Compensation Insurance in CA Workers' compensation insurance is different from other types of commercial insurance policies. Unlike liability coverage or commercial property insurance, workers' comp is the one policy designed to protect your employees' financial interests. Depending on the state where you do business, it may also be the only insurance policy employers are required by law to carry. 10 FAQs About Workers' Compensation Insurance in CA If you're running a business in CA, you'll definitely want to stay up-to-date ... July 14, 2023By Aegis Insurance Workers' Compensation Insurance 0 Comment Read More »
How is Workers’ Compensation Calculated? When running a business, regardless of size, acquiring workers' compensation insurance is one of the first steps to protect the company's costs. Most businesses with employees (and even some without) are required to carry some sort of workers' compensation policy. We've covered the importance of workers' compensation insurance as well as the different injuries it covers. However, determining the cost for workers' comp can be difficult. What does workers' compensation insurance cost? Factors of Workers' ... June 22, 2023By Aegis Insurance Workers' Compensation Insurance 0 Comment Read More »
Why Do Companies Need Workers’ Compensation Insurance? Workers' compensation insurance came into the United States in the late 19th and early 20th century, known as Workers' Accident Insurance. It took until 1949 for every state to enact a workers' compensation program. These days, although specific requirements vary by state, most businesses with more than one employee are required by law to provide workers' compensation benefits. Companies typically have these benefits as part of their comprehensive workplace safety program, as it is ... June 8, 2023By Aegis Insurance Workers' Compensation Insurance 0 Comment Read More »
What does Workers' Compensation Insurance Cover? Workers' compensation has seen some big changes in 2023, but when you need it, what does it actually cover? Workers' compensation insurance protects your employees in the event of a work-related illness or injury. As the name suggests, workers' compensation can only cover injuries or illness resulting from doing their work, but it does not cover injuries sustained outside of work. Nevertheless, it still covers a wide range of health expenses, including medical expenses, lost ... May 25, 2023By Aegis Insurance Workers' Compensation Insurance 0 Comment Read More »
The Employer Guide to Workers' Compensation Insurance in CA If you run a California business with employees, you need workers' compensation insurance to cover the cost of employee work-related injuries. Workers' comp insurance is mandatory in California, even if your company has only one employee. It's also required for employees who regularly work in California, even if your business is based in another state. Get answers to the most common questions about workers' comp insurance in CA. Do Freelancers Need Workers' Comp? Sole proprietors and independent ... March 13, 2023By Aegis Insurance Workers' Compensation Insurance 0 Comment Read More »
