Insurance that’s Ready for Adventure

When your shop sells and rents outdoor sports equipment, your business needs insurance coverage that’s as rugged as your business. And just like the right equipment can protect your customers from accidents on the slopes or trails, our Ski & Bike Shop Insurance is the best protection against the pitfalls and risks associated with operating an outdoor sports business.

A cookie-cutter insurance policy may be fine for some businesses, but you need individualized coverage when your shop sells, rents, services, and repairs outdoor equipment like skis, bikes, snowboards, and more.

Coverage Crafted by Industry Experts

The Ski & Bike Shop Program by Aegis Insurance Markets has been custom-crafted by experts in the insurance and outdoor sporting industries. Aegis is located in the heart of the Sierra Nevada Mountains, known for its world-class mountain biking, winter sports, kayaking, and other year-round sporting offerings. For over 15 years, Aegis has been providing insurance solutions to high-risk, hard to place businesses.

The Ski & Bike Shop Program was hand-crafted by Aegis CEO Tony Commendatore, a former National Ski Patrol director. Not only did Tony depend on 22 years ski patrol and risk management experience to craft the Ski & Bike Shop Program, but also experience as a manufacturing engineer and shop technician and manager for a ski, snowboard, and sporting goods retail shop, as well.

Aegis Insurance Markets has partnered with the AmTrust Group of insurance carriers to bring this specialty program to outdoor industry shops throughout the nation.


Ski & Bike Shop Program Highlights

The Ski & Bike Shop Program has been specifically designed to cover shops that sell, rent, repair, and service outdoor sports equipment. The Ski & Bike Shop Program provides property and liability insurance coverage with limits from $300,000 up to $3,000,000 and can be custom tailored for your unique shop with additional coverage, including workers’ comp, commercial auto, cyber breach protection, excess liability, and more.

Why Choose Aegis?

When you protect your shop with Adventure Sport insurance from Aegis, you can rest easy knowing your inventory is protected in and out of your shop. Your customers can hit the slopes, trails, and lakes with your gear while you enjoy the protection of carefully crafted coverage and the backing of industry experts.

In other words, our program works hard so your customers can play hard.

Program Benefits

  • Competitive pricing
  • Expertise in sporting goods retail and rental industry
  • Access to a sales force that is knowledgeable in the industry
  • Access to an attorney with ski industry knowledge to resolve issues prior to claim status
  • Use of an attorney with ski industry knowledge for all claims
  • Easy-to-use claim process for shop owners
  • Simple, straightforward quoting and policy issuance
  • Ability to write entire package, from property and liability (BOP) to workers’ comp, commercial auto, and more.
  • Ability to write entire package, from property and liability (BOP) to workers’ comp, commercial auto, and more.
  • Loss control education program offered to shop employees
  • Sample release forms provided
  • Location and involvement in one of the primary ski and snowboard industry hubs of the world

Program Details

  • Available in all U.S. states
  • Multi-policy discounts available
  • Auto and workers’ comp available
  • Customized coverage with additional policies
  • $500 minimum premium
  • Admitted carrier rated A XIV by A.M. Best Co.
  • 10% discount for bundling High Adventure with workers’ comp through AmTrust

Get Your Shop Covered Today

Aegis Insurance Markets offers specialty insurance for shops that sell, rent, repair, and service outdoor sporting equipment. Adventure Sports insurance isn’t just a program we offer; it’s our way of life. To get a free quote for your shop, call us today at 800-579-6369 or complete the form on this page. We’ll take care of the rest. Some program restrictions may apply.