Aegis Blog

How Do Business Grants Work?

How Do Business Grants Work?

Over 5 million applications were filed to form new businesses in the U.S. in 2021, a 53% increase from 2019. Many of these small businesses utilize grants that can be gifted from a variety of sources, including the government, non-profit organizations, and academic institutions.  What Is a Business Grant?  Small business grants primarily promote entrepreneurship to individuals, businesses, or corporations. Companies also use grants to grow their businesses using government funding programs from local to federal ...
Should You Insure Your Holiday Gifts?

Should You Insure Your Holiday Gifts?

The holiday season is finally here, with lots of time to spend with family and friends while eating good food and exchanging gifts with everyone. However, despite all the holly and cheer, porch pirates and shipping conundrums tend to rear their heads during this time of year. Without insuring your holiday gifts, if anything is lost, stolen, or damaged, it could spell out financial losses. This is where insurance coverage can come in handy. Why ...
Can You Offer Health Insurance To Independent Contractors?

Can You Offer Health Insurance To Independent Contractors?

There are many benefits to working with independent contractors and freelancers as you build your business. You can access experienced professionals you may otherwise not be able to afford. You can tap into the expertise of a professional to accomplish a short-term goal without worrying about adding them to the payroll for the long term. And you don't have to worry about the taxes and benefit requirements of hiring an employee. But what if your favorite ...
Understanding General Liability Vs. Professional Liability For Your Business

Understanding General Liability Vs. Professional Liability For Your Business

Protecting your business against lawsuits is an unfortunate part of business ownership. As many as 43% of small businesses have been involved in or threatened with a civil lawsuit, the costs of which can range from thousands to hundreds of thousands of dollars. For many, the cost of a lawsuit can mean the end of a business — closing their doors for good. There are many reasons small business owners get caught up in litigation. ...
Is My Camper Covered By Homeowners Insurance?

Is My Camper Covered By Homeowners Insurance?

You've got auto insurance protecting your car and homeowners' insurance in place for your house, but what protects the unique recreational vehicles you use for play? Campers, RVS, boats, and even golf carts may spend the majority of their time stored on your property. However, understanding how to best protect these recreational vehicles can be a bit confusing, especially if they spend a significant amount of time parked on your covered home property. Is My Camper ...
Does Homeowners Insurance Cover Exterior Repairs?

Does Homeowners Insurance Cover Exterior Repairs?

Are you a homeowner wondering if your homeowners insurance policy will cover your exterior repair? You’re not alone. We did a deep dive into the questions homeowners search for most online regarding insurance coverage and their homes. From your windows to your siding, roof, and garage door, here are the answers to your biggest — and most searched — exterior home coverage questions. Does Homeowners Insurance Cover Siding? Siding performs both protective and decorative functions for your ...
When to Start Hiring Employees for Your Small Business

When to Start Hiring Employees for Your Small Business

Is it time for your small business to start hiring employees? Hiring your first employee is a huge milestone for a small business owner. It means you're ready to scale, to stop doing everything yourself, to take on new customers, or free up more time for business growth. Yet, knowing when to start hiring new employees is critical. Hire too early and you may run into cash flow problems. Hire too late and you could be too stressed ...
How Much is General Liability Insurance for a General Contractor?

How Much is General Liability Insurance for a General Contractor?

As a contractor, there is a lot of insurance coverage you need in place to run a profitable, protected business. Construction sites, regardless of size, are risky places to work, so it's important that you have General Liability coverage to protect you from minor to major accidents that can occur. But with all the other coverage that you have to purchase, finding the right quote can be confusing and stressful. Let us help you ...
How Do I Know If I Need Workers Compensation Insurance?

How Do I Know If I Need Workers Compensation Insurance?

If you run a business in California, you may already know that commercial insurance is a crucial part of running a business. While some types of commercial insurance are optional, workers' comp is one form of insurance that most businesses need to have in place.  Find out if you need workers' compensation insurance and when you should get it if you run a business in California. What Is Workers Compensation Insurance? Workers compensation insurance, or workers comp, ...
Equipment Insurance: What It Does and Who Needs It.

Equipment Insurance: What It Does and Who Needs It.

When running an active work site, one of the most important pieces of the puzzle in addition to your workers, is the tools they hold. Accidents happen all the time; tools and equipment are often lost, broken, or otherwise put out of commission. However, the job must go on, and replacing all of the tools and equipment using the money out of your own pocket can rack up fast. Learn about equipment insurance coverage ...

 

Loading...