5 Ways to Save on Bike Rental Insurance for Your Shop Reducing operating costs can be crucial for the success of your bike rental shop. Some of your costs are pretty fixed: rent, utilities, payroll, workers’ comp, replacement parts. So, so many replacement parts. But there is room to reduce your costs when it comes to insurance for your business. When every dime counts, here are five ways you can save on bike rental shop insurance. 1. Carry the Right Coverage Think of your bike shop insurance like your ... May 6, 2019By Aegis Insurance Outdoor Sports Insurance Bike Shop Insurance 0 Comment Read More »
5 Benefits of Outdoor Sports Insurance Opening an outdoor sports business isn’t for the faint of heart. It’s for risk takers with a love for the great outdoors and entrepreneurial spirit, making money doing what they love. However, these types of businesses come with their own unique set of challenges. With outdoor sports insurance, you save the risk-taking for your outdoor adventures, not your bottom line. 5 benefits of outdoor sports insurance include: 1. Custom tailored coverage 2. Protection for all outdoor businesses 3. Coverage ... April 22, 2019By Aegis Insurance Adventure Sport Insurance Board Shop Insurance, Event & Festival Insurance, Guide & Outfitter Insurance, Ski & Bike Shop Insurance 0 Comment Read More »
What Your Business Needs to Know About Intellectual Property Innovation drives business and changes our world. From small, home-based businesses to global corporations, a new idea or concept is created every day. If you’re in business, it’s important to understand the value of your intellectual property - and how you can protect it. What is Business Intellectual Property? Your intellectual property includes the ideas, concepts, and processes that your business owns. Consider the mouse whose ears are one of the most recognizable cultural icons in the ... April 15, 2019By Aegis Insurance Business Insurance, Intellectual Property Insurance 0 Comment Read More »
Insuring Your Second Home There’s a lot to consider when deciding to purchase a second home. Do you want it to be close to the ocean or in the mountains? Do you want to use it exclusively as a family vacation home or rent it out for extra income? Regardless of where you decide to buy and how you choose to use your second home, you’ll want to be sure that it is protected. With the right policies in place, you ... March 4, 2019By Aegis Insurance Vacation Rental Property Insurance 0 Comment Read More »
Do You Need Very High Fire Hazard Severity Zone Insurance? Do you need Very High Fire Hazard Severity Zone Insurance? From San Diego to Siskiyou, CAL FIRE has identified very high fire hazard severity zones (VHFHSZ): areas at extreme risk for wildfire. Every county in the entire Golden state has - at the bare minimum - moderate fire hazard severity zones. Many CA counties consist almost entirely of high or very-high fire hazard severity zone areas. In other words, if you live in California, there’s a ... February 25, 2019By Aegis Insurance Homeowners Insurance 0 Comment Read More »
How to Start an Outfitter Business Want to make a living outfitting? If you love the great outdoors, don’t mind hard work, and have no problem getting up at 4 a.m. to work an 18-hour day, you may have what it takes to start an outfitting business. But a love for the wild and a lifetime of hunting or fishing experience isn’t the only thing you need to get going. A Practical Guide to Starting an Outfitting Business Here’s what you’ll need to consider ... February 11, 2019By Aegis Insurance Outdoor Sports Insurance 0 Comment Read More »
What Insurance Do You Need for Your Vacation Rental Property? The purchase of investment rental vacation properties is on the upswing. Over two-thirds of second home owners rent out their properties for a portion of each year to help cover the costs for their vacation home. Because most vacation rental properties are located in places with higher exposure to risks – such as wildfires, flooding, hurricanes, theft, and vandalism – investors are in need of insurance that will help cover the costs. Additionally, renting out a vacation ... February 5, 2019By Aegis Insurance Vacation Rental Property Insurance 0 Comment Read More »
7 Things to Know Before Investing in a Vacation Rental You’re planning on investing in a vacation rental but don’t know where to start. Embarking on a new business venture can be daunting, but knowing these 7 things before investing in a vacation rental property can help you on the road to success. 1. Be Prepared to Pay a Higher Mortgage When you apply for an investment property mortgage, expect to face higher interest rates than you see when you buy a home you plan to occupy. ... January 21, 2019By Aegis Insurance Vacation Rental Property Insurance 0 Comment Read More »
Top 10 Construction Resources Operating any business takes a lot of skill, organization, sound advice, and maybe even a pinch of good luck. This is particularly true when you’re building and expanding a construction business. We rounded up some of the best construction resources available to help you – publications, blogs, podcasts, and websites that can give you the most assistance as you grow. 1. SBA Website The SBA website is the cornerstone of business advice, no matter what your speciality ... January 14, 2019By Aegis Insurance Contractor Insurance 0 Comment Read More »
What To Do When Your Homeowners Insurance Gets Dropped Your homeowners insurance got dropped. Now what? If your insurance carrier refused to renew your policy, don’t stress. It’s happening to more and more homeowners, particularly throughout California where wildfire losses are causing huge upheavals in the insurance industry. Knowing you’re not alone may make you feel a little better - but it doesn’t help cover your house. Here’s what will. Aegis Homeowners Insurance Aegis Insurance Market specializes in high-risk homes in Northern California. We’re a Truckee-based independent broker who ... January 7, 2019By Aegis Insurance Homeowners Insurance 0 Comment Read More »
