Should You Insure Your Holiday Gifts? The holiday season is finally here, with lots of time to spend with family and friends while eating good food and exchanging gifts with everyone. However, despite all the holly and cheer, porch pirates and shipping conundrums tend to rear their heads during this time of year. Without insuring your holiday gifts, if anything is lost, stolen, or damaged, it could spell out financial losses. This is where insurance coverage can come in handy. Why ... December 7, 2023By Aegis Insurance Personal Insurance 0 Comment Read More »
Can You Offer Health Insurance To Independent Contractors? There are many benefits to working with independent contractors and freelancers as you build your business. You can access experienced professionals you may otherwise not be able to afford. You can tap into the expertise of a professional to accomplish a short-term goal without worrying about adding them to the payroll for the long term. And you don't have to worry about the taxes and benefit requirements of hiring an employee. But what if your favorite ... November 28, 2023By Aegis Insurance Business Health Insurance 0 Comment Read More »
Understanding General Liability Vs. Professional Liability For Your Business Protecting your business against lawsuits is an unfortunate part of business ownership. As many as 43% of small businesses have been involved in or threatened with a civil lawsuit, the costs of which can range from thousands to hundreds of thousands of dollars. For many, the cost of a lawsuit can mean the end of a business — closing their doors for good. There are many reasons small business owners get caught up in litigation. ... November 18, 2023By Aegis Insurance Business Insurance 0 Comment Read More »
Is My Camper Covered By Homeowners Insurance? You've got auto insurance protecting your car and homeowners' insurance in place for your house, but what protects the unique recreational vehicles you use for play? Campers, RVS, boats, and even golf carts may spend the majority of their time stored on your property. However, understanding how to best protect these recreational vehicles can be a bit confusing, especially if they spend a significant amount of time parked on your covered home property. Is My Camper ... November 10, 2023By Aegis Insurance Homeowners Insurance 0 Comment Read More »
Does Homeowners Insurance Cover Exterior Repairs? Are you a homeowner wondering if your homeowners insurance policy will cover your exterior repair? You’re not alone. We did a deep dive into the questions homeowners search for most online regarding insurance coverage and their homes. From your windows to your siding, roof, and garage door, here are the answers to your biggest — and most searched — exterior home coverage questions. Does Homeowners Insurance Cover Siding? Siding performs both protective and decorative functions for your ... November 3, 2023By Aegis Insurance Homeowners Insurance 0 Comment Read More »
When to Start Hiring Employees for Your Small Business Is it time for your small business to start hiring employees? Hiring your first employee is a huge milestone for a small business owner. It means you're ready to scale, to stop doing everything yourself, to take on new customers, or free up more time for business growth. Yet, knowing when to start hiring new employees is critical. Hire too early and you may run into cash flow problems. Hire too late and you could be too stressed ... October 27, 2023By Aegis Insurance Business Insurance 0 Comment Read More »
How Much is General Liability Insurance for a General Contractor? As a contractor, there is a lot of insurance coverage you need in place to run a profitable, protected business. Construction sites, regardless of size, are risky places to work, so it's important that you have General Liability coverage to protect you from minor to major accidents that can occur. But with all the other coverage that you have to purchase, finding the right quote can be confusing and stressful. Let us help you ... October 25, 2023By Aegis Insurance Contractor Insurance 0 Comment Read More »
How Do I Know If I Need Workers Compensation Insurance? If you run a business in California, you may already know that commercial insurance is a crucial part of running a business. While some types of commercial insurance are optional, workers' comp is one form of insurance that most businesses need to have in place. Find out if you need workers' compensation insurance and when you should get it if you run a business in California. What Is Workers Compensation Insurance? Workers compensation insurance, or workers comp, ... October 18, 2023By Aegis Insurance Workers' Compensation Insurance 0 Comment Read More »
Equipment Insurance: What It Does and Who Needs It. When running an active work site, one of the most important pieces of the puzzle in addition to your workers, is the tools they hold. Accidents happen all the time; tools and equipment are often lost, broken, or otherwise put out of commission. However, the job must go on, and replacing all of the tools and equipment using the money out of your own pocket can rack up fast. Learn about equipment insurance coverage ... September 20, 2023By Aegis Insurance Contractor Insurance, Tool and Equipment Insurance 0 Comment Read More »
Your Guide to Course of Construction Insurance Course of construction insurance, also known as builder's risk insurance, provides coverage for damage to construction projects caused by weather, fire, vandalism, or theft. For example, let's say you are nearing completion of an apartment building but vandals break in and pull the fire sprinklers, flooding the building. Having to pay out of pocket for all the repairs and delays could potentially ruin the project and your business; that's where builder's risk insurance comes ... September 14, 2023By Aegis Insurance Contractor Insurance 0 Comment Read More »
