Identifying Risks in Your Construction Business Artisan contractors and construction industry professionals face more potential for loss than business owners in other industries. You don't need to shy away from risk. We're going to walk you through facing your risk head-on and show you how to turn fear of the unknown into certainty. The first step: identifying and understanding your risk. Why Identify Risk? Identifying and understanding your business risk is the first step in risk management. Managing your risk reduces the likelihood your business ... March 16, 2020By Aegis Insurance Contractor Insurance, Contractor Risk Management External Risk, Industry-Specific Risk, Internal Risk 0 Comment Read More »
The Contractor Insurance Guide to Risk Management Want to reduce the risk your construction business faces? Sure, that's a given. Because living in fear that a risk could bring your business to its knees is no fun at all. And if you're a sole proprietor of a small, artisan contracting business, worrying that business risk is putting your personal assets on the line is even worse. A little knowledge of contractor insurance policies and risk management practices can offer you the protection ... February 27, 2020By Aegis Insurance Contractor Insurance Construction Insurance 0 Comment Read More »
Faces of Aegis: Sierra Avalanche Center This post is the first in a new series, The Faces of Aegis, where we spotlight our clients: the people and businesses who are making an impact in the Tahoe-Truckee area and beyond. The Sierra Nevada mountain range is a mecca for backcountry adventure. The Sierra is home to some of the best backcountry activities in the world, with its reliable snowpack, superb terrain, enviable deep winter powder, and relatively predictable avalanche danger. When snowmobilers, skiers, snowboarders, climbers, ... February 19, 2020By Aegis Insurance Faces of Aegis Client Spotlight, Faces of Aegis, Sierra Avalanche Center 0 Comment Read More »
10 Things Every Small Business Owner Should Know About Cyber Risk We're demystifying the world of cybercrime to help small business owners determine what risks they face and how to protect themselves from hacks, attacks, and malicious cyber activity. Check out these 10 things small business owners need to know about cybercrime. You're Not Too Small to Worry About Cybercrime Many small business owners make this critical mistake... Believing they're just too small to worry about cybercrime. 3 out of 5 firms (61%) reported an attack in the last year, ... January 23, 2020By Aegis Insurance Business Insurance, Cyber Liability Insurance Cybercrime, Formjacking, Ransomware 0 Comment Read More »
Contractor Insurance Dos and Don'ts You need insurance for your construction business, but you don't want to spend too much or too little on it. If you're paying too much for your contractor insurance, you're tying up cash that you could use to help your business grow. But spend too little, and you may be sacrificing coverage -- and there's nothing worse than finding out after-the-fact that you don't have enough coverage if something goes wrong. Contractor Insurance Dos and Don'ts These ... January 13, 2020By Aegis Insurance Contractor Insurance Builders Risk, Commercial Auto, Contractor General Liability, Cyber Liability Coverage, Inland Marine Coverage, Workers' Compensation 0 Comment Read More »
The Contractor Insurance Policies You Need for 2020 If you're taking a "set it and forget it" approach to your contractor insurance, you could be leaving your construction business vulnerable and exposed to a host of ever-changing risks. When it comes time to renew your annual policies, take a moment to ensure your construction business is covered against the risks it faces today -- which could be quite different than the ones it faced in previous years. Take a look at the construction insurance ... December 20, 2019By Aegis Insurance Contractor Insurance Builders Risk Insurance, Contractor Pollution Liability Insurance, Cyber Liability Insurance, Tools & Equipment Insurance 0 Comment Read More »
5 Most Common Small Business Insurance Claims It’s easy to think it won’t happen to you. But accidents and unexpected surprises happen every day to businesses just like yours. But what type of accidents are you most likely to encounter as a small business owner? Luckily, you don't have to guess. Data from over one million commercial insurance policies can tell you the most common claims your business is most likely to face. 5 Most Common Small Business Insurance Claims Burglary and Theft Water ... December 6, 2019By Aegis Insurance Business Insurance, Commercial Insurance 0 Comment Read More »
2 Things Every Investor Should Know About Landlord Insurance Ready to start investing in real estate? Don't make the rookie mistake of assuming that your homeowners' insurance will cover accidents, disasters, or damage once your owner-occupied home becomes an investment home. Homeowners' insurance policies typically only cover owner-occupied homes. If you start renting out to someone else, that coverage generally no longer applies. And if your renters have insurance, their coverage is designed to protect their belongings inside the home, not the physical dwelling itself. This ... November 26, 2019By Aegis Insurance Rental Property Insurance, Vacation Rental Property Insurance Vacation Rental Insurance, Investment Property Insurance, Landlord Insurance 0 Comment Read More »
Patent Insurance Basics: What You Need To Know to Protect Your Company Insurance coverage plays a key part in protecting your business. If you want to take measures to prevent problems with your intellectual property, you need the right type of policy. When your company invents and develops products, you need patent insurance to limit the risk of financial loss due to challenges from competitors or to protect yourself from outsider interest in your item or process. What is Patent Insurance? When you take out a patent, it ... November 21, 2019By Aegis Insurance Business Insurance, Intellectual Property Insurance Patent Insurance 0 Comment Read More »
Your Five Biggest Small Business Challenges Solved For entrepreneurs, running your own business offers rewards as well as challenges. Some issues, like reducing employee turnover and successfully building a brand, are at the top of many business owners' list of complaints—regardless of organizational size. But small business owners have their own unique hurdles to overcome in order to succeed. Read on to learn about the five biggest small business challenges... and how to solve them. Challenge #1: Managing Money While cash flow is an issue for ... November 12, 2019By Aegis Insurance Small Business Solutions Cyber Risks, marketing, Small Business Solutions 0 Comment Read More »