Aegis Blog

What Does Homeowners Insurance Cover?

What Does Homeowners Insurance Cover?

Homeowner’s insurance provides unique coverage for your home and belongings. A very comprehensive policy that offers homeowners peace of mind, there is a lot to understand about homeowner’s insurance. Keep reading to find out what kind of protection this essential coverage can provide for the things that matter most to you. What is Covered Under Homeowner’s Insurance Homeowner’s insurance is a multi-line policy, offering both liability and property coverage. If someone is hurt on your property and brings ...
5 Insurance Policies Your Business Needs To Survive

5 Insurance Policies Your Business Needs To Survive

You’ve poured your heart, soul, time, and resources into building your business. Is it protected? Commercial insurance provides the safety net that your business needs in the event of an unexpected accident, injury, or even lawsuit. Because your cash reserves are better spent on growth and expansion than legal fees or claims. Here are five insurance policies that will ensure your business stays safe and sound against nearly any catastrophe that may come your way. General Liability General liability ...
What Kind Of Contractor Insurance Do You Need?

What Kind Of Contractor Insurance Do You Need?

Choosing insurance for your contractor business can feel complicated and confusing. There is no one-size-fits-all policy that will neatly cover contractors across the industry just as no two contractor businesses are exactly alike. The kinds of policies and coverages available to contractors is almost as vast and varied as the jobs they perform and the types of business they run. But choosing the right insurance to protect your construction business doesn’t have to feel dizzying. Here ...
Who Needs Homeowners Insurance?

Who Needs Homeowners Insurance?

Do you really need insurance for your home? Homeowners' insurance is a little different than, say, auto insurance. For starters, if you own a home you’re not legally required to carry insurance on it. But there are some times when you may be required to carry coverage for your home for other reasons... and other times when it just makes good sense. Are you one of these three people who will need homeowners’ insurance? New Home ...
10 Businesses That Benefit From Outdoor Sports Insurance

10 Businesses That Benefit From Outdoor Sports Insurance

If you’ve turned your love for the great outdoors into a business, then you know the challenges that are unique to the outdoor industry. From repairing your client’s equipment to sending customers out for a lesson on equipment of your own, outdoor sports businesses face unique risks that other businesses don’t. Luckily, you can protect the outdoor business you’ve worked so hard to build with a specialized form of business insurance designed to protect your ...
What Outdoor Sports Businesses Need To Succeed In 2018

What Outdoor Sports Businesses Need To Succeed In 2018

When you’re in the outdoor industry, “business as usual” is anything but. Ski shop owners, bike repair shops, outdoor equipment retailers, guides and outfitters… every day is different in the great outdoors. The outdoor industry is risky - but for most, the rewards far outweigh the risks. Here are three things that can help your outdoor business thrive in today’s modern world, whether you’ve got your sights set on the peak of the tallest mountain, ...
10 Things Californians Should Know About Homeowners Insurance

10 Things Californians Should Know About Homeowners Insurance

If you own a home in California, there’s a good chance you’re going to need homeowners’ insurance. Recent disasters have proven that the out-of-pocket expenses of rebuilding or repairing a home can be devastating. Homeowners’ insurance is your guarantee that you won’t be left out in the cold if a disaster comes to your doorstep. Whether you’re a first-time buyer looking for coverage for a new home or you’re simply renewing the existing protection on ...
California Homeowners Struggle To Find Insurance In Aftermath Of Fires

California Homeowners Struggle To Find Insurance In Aftermath Of Fires

In the aftermath of the most destructive fires California has ever seen, homeowners are facing a big problem. The California Department of Insurance has received increased complaints, evidence, and feedback from consumers that homeowners’ insurance coverage in high-risk areas is increasingly difficult to obtain and unaffordable for those that need it. 1 in 3 CA Homes in High-Risk Areas There are an estimated 3.6 million Californian homes in the wildland-urban interface (WUI), of which 1 million ...
What Contractors Need To Know To Rebuild California

What Contractors Need To Know To Rebuild California

It’s difficult to comprehend the incredibly vast scope of rebuilding that needs to be done in California. Northern California lost more than 14,700 homes, with several neighborhoods being entirely wiped out. Sonoma County alone lost around 5,000 homes, with 1,300 of those homes destroyed in the Coffey Park neighborhood alone. In Southern California, the Thomas fire destroyed 1,000 structures in Ventura County; one neighborhood lost more than 400 buildings. Homeowners are, understandably, very eager to overcome ...
How To Choose The Right Contractor Insurance So You Can Get Building

How To Choose The Right Contractor Insurance So You Can Get Building

Ready to get to work? Contractors in California have a big job to do. After seeing the most devastating and destructive fires in its history in the fall and winter of 2017, California is now facing a season for rebuilding. There will be months and even years ahead where rebuilding California will be priority number one. California contractors, subcontractors, and artisan tradespeople interested in joining the rebuilding effort will need to prepare for the work ahead. ...

 

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