12 Questions About Homeowners Insurance Answered When it comes to risk coverage, homeowners insurance is essential. Homeowners insurance covers the roof over your head, and it may even cover the shirt on your back, too! Homeowners insurance is designed to protect your home, property, and belongings and protect your financial assets in the event someone gets injured while visiting your home. Do you have questions about homeowners insurance? We've got answers to some of the most common queries you might ask ... June 3, 2022By Aegis Insurance Homeowners Insurance 0 Comment Read More »
How to File A Homeowner's Insurance Claim After A Wildfire Tragedies like the Dixie Fire and the Caldor Fire bring the devastating impact of a wildfire to the top of everyone's mind, even if you live outside the fire line. Developing your disaster preparedness plan should include ensuring you're ready to file the appropriate insurance claim if need be to help repair and rebuild your property. Learn how to prepare to file a homeowner's insurance claim in the event that disaster strikes. Ensuring You're Prepared to ... September 28, 2021By Aegis Insurance Homeowners Insurance 0 Comment Read More »
Are Tools Covered Under Homeowner's Insurance? Your personal tools are a regular fixture around the house -- repairing that faucet that has been leaking for days or assisting a Saturday afternoon working in the garage. What happens if they're lost, stolen, or damaged in an accident? The good news is, your personal tools and other belongings may already be covered! Your Homeowner's Insurance can help protect your personal belongings in certain circumstances. Keep reading for a better understanding of when your ... August 20, 2021By Aegis Insurance Homeowners Insurance Homeowner’s Insurance, Tool Insurance 0 Comment Read More »
3 DIY Ways to Prevent Water Damage When it comes to internal water damage -- one of the most common causes of property damage -- the majority of homeowners remain unprepared. Many insurance companies' researchers have found that less than 20% of homeowners take steps to prevent flooding, such as checking appliance hoses, performing water heater maintenance or installing pipe installation. Learn how taking these simple steps can prevent costly property damage. DIY Ways to Protect Your Home from Water Damage Check Appliance Hoses Appliances ... January 29, 2021By Aegis Insurance Homeowners Insurance Homeowner's Insurance, Water Damage 0 Comment Read More »
5 MORE Things to Know About Homeowners Insurance in CA Let’s face it: homeownership in California can be a bit expensive. Housing prices, homeowners insurance, and utilities in the Golden State runs higher than the US average. California homeowners naturally want to cut costs wherever they can, particularly when it comes to homeowners insurance. We already helped you broaden your knowledge of homeowners insurance with 10 Things Californians Should Know About Homeowners Insurance. Now we want to give you a few more facts to help ... June 10, 2019By Aegis Insurance Homeowners Insurance 0 Comment Read More »
Do You Need Very High Fire Hazard Severity Zone Insurance? Do you need Very High Fire Hazard Severity Zone Insurance? From San Diego to Siskiyou, CAL FIRE has identified very high fire hazard severity zones (VHFHSZ): areas at extreme risk for wildfire. Every county in the entire Golden state has - at the bare minimum - moderate fire hazard severity zones. Many CA counties consist almost entirely of high or very-high fire hazard severity zone areas. In other words, if you live in California, there’s a ... February 25, 2019By Aegis Insurance Homeowners Insurance 0 Comment Read More »
What To Do When Your Homeowners Insurance Gets Dropped Your homeowners insurance got dropped. Now what? If your insurance carrier refused to renew your policy, don’t stress. It’s happening to more and more homeowners, particularly throughout California where wildfire losses are causing huge upheavals in the insurance industry. Knowing you’re not alone may make you feel a little better - but it doesn’t help cover your house. Here’s what will. Aegis Homeowners Insurance Aegis Insurance Market specializes in high-risk homes in Northern California. We’re a Truckee-based independent broker who ... January 7, 2019By Aegis Insurance Homeowners Insurance 0 Comment Read More »
3 Risks to Avoid for a Happier Holiday The holiday season isn’t always merry and bright. In the midst of bright lights and warm spirits, sometimes everything can go wrong. Here are three holiday risks to avoid this season, plus a few tips (and helpful insurance policies) to keep you caroling along without a care. Flammable Holiday Trees What great memories you made taking the family out to cut down a fresh tree over the holiday season! Trekking through the snow, choosing the perfect tree, hanging the ... December 17, 2018By Aegis Insurance Auto Insurance, Event & Festival Insurance, Homeowners Insurance, Renters Insurance 0 Comment Read More »
Understanding Homeowners Insurance NonRenewals Californians who live in high-risk fire zones have their share of challenges protecting their homes from seasonal blazes, not the least of which is remaining insured. After facing mounting wildfire losses – more than $12 billion in 2018 alone – many property insurers are deciding that issuing homeowners’ insurance in certain areas of California is just too risky. Here’s what you need to know about homeowners’ insurance nonrenewals: Insurers Have the Right to Not Renew Your Policy There’s ... October 16, 2018By Aegis Insurance Homeowners Insurance 0 Comment Read More »
What’s Not Covered by Homeowners Insurance? Homeowners coverage is designed to give you peace of mind, knowing that your policy has you covered when your home and property suffer damage from unforeseen perils. While a typical homeowners insurance policy is quite comprehensive, there are certain types of damage that are usually not included. It’s important to know which perils aren’t covered under a typical homeowners insurance policy so that you can talk to your insurer about additional coverages that suit for your ... August 15, 2018By Aegis Insurance Homeowners Insurance 0 Comment Read More »
