Accidents happen. They cannot be predicted, and the full extent of damage that could ensue is also uncertain. However, the right preparations can be made to guarantee that regardless of what happens, employees are as protected as possible and businesses are shielded from the liability of injured employees.

Workers’ Compensation Insurance

Insurance can protect more than just your financial assets. It can protect the most valuable part of your business: the employees who work hard for you. In any business, an accident could easily lead to an employee injury. When this happens, workers’ compensation insurance is there to help your employees get the care they need.

What Workers’ Comp Covers

It could happen in an instant: one of your employees falls over a piece of equipment, is struck by a falling object, or becomes injured by malfunctioning machinery.

Workers’ compensation insurance provides for medical bills and even lost wages in the event an employee gets injured or becomes ill while performing their job. Your employees face physical risks every day, even in the most benign work environments.

If one of your employees is injured, workers’ comp benefits cover the costs of getting them well and back to work, including:

  • Medical expenses
  • Lost wages
  • Legal fees, in the event of a lawsuit
  • Disability benefits

Is Workers’ Comp Required?

Even when the risk my be small, an employee could be injured or become ill on the job. As an employer, it’s important to provide workers’ comp for your employees. And in many states, employers are required by law to provide this essential coverage.

Workers’ comp benefits extend beyond your employees, protecting you from financial losses in the event an employee injury becomes a lawsuit. You can get your employees the care they need and deserve to get back to work, while protecting your business from hassles, headaches, and lawsuits, as well.

Get Workers’ Compensation Insurance Today

Aegis Insurance Markets specializes in finding business insurance solutions to meet your individual needs. We currently offer workers' comp insurance for businesses in most states. Call us today at (800) 579-6369 or complete the form below to get started on an affordable workers’ compensation solution for your business. You can also get a quote online now!