Term life is an affordable life insurance option for many young families, offering death benefits at for inexpensive premium over a specified period of time.
 

How Does Term Life Insurance Work?


Term life insurance provides coverage for a specified time period, generally between 10 and 30 years. During the time period your rates and coverage remain the same. Term life policies have lower premiums compared to permanent life insurance policies and are a great way to ensure your family receives death benefits if something happens to you during the coverage period.

Unlike permanent life insurance, term life doesn’t provide lifelong protection. Term life provides a benefit if the owner of the policy should die within the covered term. Because term coverage only lasts as long as the specified term - usually a period of 5, 10 or 20 years, term is the most affordable life insurance option.

Term Life Benefits

  • Affordable
  • Uncomplicated

Is Term Life Right for You?


Term life is usually a good fit for younger people, many of whom obtain a policy when they get married or start a family. Your family can use the benefits from your term policy to cover funeral expenses, final medical bills, or debts if something should happen to you during the coverage period. Your term life benefits can help you give your kids the college tuition, wedding, or down payment on a home that you always wanted to provide - even after you’re gone.

 


Term insurance is inexpensive and uncomplicated. Call Aegis Insurance Markets today at (800) 579-6369 to find out how affordable term life can be. Our life insurance experts will help you pick the right plan for you and your family, so you can have peace of mind no matter what may come your way.

 

 

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