Ski & Bike Shop Insurance

Ski and bike shops do so much more than just sell products. In addition to selling directly to your customers, you also offer a wide variety of services such as rentals, repairs, and even training and safety courses. Which is why you need business insurance specifically tailored to your outdoor industry.

Ski and bike shop insurance specializes in providing vital insurance protection for outdoor industry shops. Our program was specifically designed to analyze, assess and present insurance options that balance the amount of coverage with the level of risk you face in the outdoor sports market.

Insurance for the Outdoor Sports Industry

The right insurance to protect your shop is an outdoor sports insurance program custom-tailored to protect your specific business. In addition to the standard general liability coverage that most retails shops need, ski & bike shop insurance also covers the unique risks you face in the outdoor sports industry. This program has been specifically designed for your shop, your inventory, and your specific adventure-loving clientele.


Ski & Bike Shop Program Details


Our speciality Outdoor Sports Insurance program was created by a former Olympic skier and attorney who saw a need for a customized insurance program that would address the unique challenges faced by outdoor sporting retailers and manufacturers.

This specialty program is a comprehensive Business Package Policy with benefits custom-tailored for your shop, inventory, services, and employees.

Data Protection and Breach Response

Every day your customers trust you with their personal sensitive information. But a lost laptop or targeted cyber attack can put that confidential information at risk. Small businesses are increasingly targeted by hackers and the results of a data breach can be catastrophic. Cyber liability protection offers prevention tools, liability coverage, and breach management solutions to reduce your risk and recover from an incident.

Risk Management and Loss Prevention Tools

The best way to reduce your risk of a loss is to prevent one from occurring. That’s why our specialty program includes access to loss control specialists and a Shop Technician Risk Management Training Tool to educate and support your team to reduce losses before they happen.

Specialized Defense Team and Release Forms

Get the full benefit of a hand-picked defense team of outside industry attorneys who specialize in ski defense cases exclusively. This team of ASDA (Association of Ski Defense Attorneys) have brought their experience to your shop by creating a complete sample release form notebook. You get access to release form samples for sports equipment rentals, sales, and special events carefully crafted by these top industry professionals.

Responsive and Attentive Claim Services

Work with claims adjusters who understand the specific needs of the outdoor industry market. If you have a claim, you can expect a fair and attentive response near you, so you can get back to the business of running your ski and bike shop.

Program Includes:

  • Rental and repair equipment liability coverage for skis, snowboards, and more**
  • Rental and demo coverage for canoes and kayaks**
  • Liability coverage for guided tours, lessons, and instructions**
  • Credit Card Fraud Coverage
  • Cyber Liability Coverage and Data Breach Response
  • Exhibition Floater for Off-site Sales
  • Transit Coverage
  • Customer Property Included

Benefits and Services:

  • Complete Business Package Policy
  • Rental, repair, and demo liability
  • Commercial Auto and Workers’ Compensation
  • Competitive pricing
  • Incidental guiding and instruction
  • Industry attorneys on retainer
  • Attorney-crafted release forms
  • Local professional claims handling
  • Risk management training and webinars
  • Program designed by industry experts

**Some restrictions apply: Please call for details.

Get Insurance Coverage for Your Ski or Bike Shop Today Our goal is to provide your bike or ski shop with high-quality Ski and Bike Shop Insurance coverage at an affordable price. Some program restrictions may apply. Call us today at 800-579-6369 or complete the form on this page for a free quote, and we will take care of the rest.