California business insurance can help small companies thrive


While California's motto is often tied with the initial state gold rush, it can also be a phrase that small to medium-sized business owners use when they achieve periods of strong growth. However, not having the right California business insurance policy can put a serious damper on long-term goals.

With the economy slowly working its way back to full strength, company leaders should not have to worry about how severe weather, vandalism or even a car accident involving a commercial vehicle could affect them.

California Bank & Trust (CB&T) conducted a survey of 558 small business owners and found that 81.8 percent find California's economic environment to be a challenge to their company. Additionally, 66 percent of respondents said they did not have plans to hire additional employees this year. The number one reason, cited by 40.2 percent of business owners, was "economic uncertainty."

CB&T executive vice president Tory Nixon said in the press release that small businesses are the backbone to California's economy.

"It's important for us to get first-hand insight about their concerns when it comes to operating a small business in California," he said. "While we know that economic uncertainty remains, we are also encouraged by the resilience and dedication we see in our small business community.

Working with commercial insurance specialists is well-advised, as these professionals can help California small to medium-sized business owners find comprehensive coverage for their daily operations. Short- and long-term goals can be postponed if leadership teams do not account for the unexpected, but having a policy - or set of policies - that is catered to their organization can be reassuring, even during rocky economic times.




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