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What Insurance Do You Need for Your Vacation Rental Property?

What Insurance Do You Need for Your Vacation Rental Property?

The purchase of investment rental vacation properties is on the upswing. Over two-thirds of second home owners rent out their properties for a portion of each year to help cover the costs for their vacation home. Because most vacation rental properties are located in places with higher exposure to risks – such as wildfires, flooding, hurricanes, theft, and vandalism – investors are in need of insurance that will help cover the costs. Additionally, renting out a vacation ...
7 Things to Know Before Investing in a Vacation Rental

7 Things to Know Before Investing in a Vacation Rental

You’re planning on investing in a vacation rental but don’t know where to start. Embarking on a new business venture can be daunting, but knowing these 7 things before investing in a vacation rental property can help you on the road to success. 1. Be Prepared to Pay a Higher Mortgage When you apply for an investment property mortgage, expect to face higher interest rates than you see when you buy a home you plan to occupy. ...
Top 10 Construction Resources

Top 10 Construction Resources

Operating any business takes a lot of skill, organization, sound advice, and maybe even a pinch of good luck. This is particularly true when you’re building and expanding a construction business. We rounded up some of the best construction resources available to help you – publications, blogs, podcasts, and websites that can give you the most assistance as you grow. 1. SBA Website The SBA website is the cornerstone of business advice, no matter what your speciality ...
What To Do When Your Homeowners Insurance Gets Dropped

What To Do When Your Homeowners Insurance Gets Dropped

Your homeowners insurance got dropped. Now what? If your insurance carrier refused to renew your policy, don’t stress. It’s happening to more and more homeowners, particularly throughout California where wildfire losses are causing huge upheavals in the insurance industry. Knowing you’re not alone may make you feel a little better - but it doesn’t help cover your house. Here’s what will. Aegis Homeowners Insurance Aegis Insurance Market specializes in high-risk homes in Northern California. We’re a Truckee-based independent broker who ...
3 Risks to Avoid for a Happier Holiday

3 Risks to Avoid for a Happier Holiday

The holiday season isn’t always merry and bright. In the midst of bright lights and warm spirits, sometimes everything can go wrong. Here are three holiday risks to avoid this season, plus a few tips (and helpful insurance policies) to keep you caroling along without a care. Flammable Holiday Trees What great memories you made taking the family out to cut down a fresh tree over the holiday season! Trekking through the snow, choosing the perfect tree, hanging the ...
A New Parent's Guide to Life Insurance

A New Parent's Guide to Life Insurance

Becoming a new parent is an exciting (and exhausting!) time. Suddenly, your world is bigger and broader than ever. You have people who depend on you now. And while you’re missing sleep, changing diapers, and warming bottles, it can be hard to think of anything outside of these immediate precious moments. Becoming a new parent is the perfect time to carefully think about your responsibilities and what kind of tools can help you best ...
5 Common Contractor Insurance Claims

5 Common Contractor Insurance Claims

The construction business is a risky one. From on the job accidents to extreme weather, traffic collisions to vandalism, there is no shortage of possible ways for contractors to incur losses. But with the right coverage in place, your construction business doesn’t have to lose money if the unexpected occurs. Here are some of the most common ways contractors lose money when something goes bad - and the insurance policies that can help you keep yours. 5 Common ...
Overcoming Challenges in Seasonal Outdoor Business

Overcoming Challenges in Seasonal Outdoor Business

Running a seasonal business isn’t easy. Entrepreneurs with seasonal businesses put in just as much work as a year-round enterprise with the majority of revenue compressed into a few, short (and crazy-busy!) months. Seasonal businesses bring their own unique challenges. Here are a few tips to change your business from something as unpredictable as the weather into something as predictable as the changing of the seasons. Make the Most of Peak Season Every seasonal business owner tries to pack ...
Understanding Homeowners Insurance NonRenewals

Understanding Homeowners Insurance NonRenewals

Californians who live in high-risk fire zones have their share of challenges protecting their homes from seasonal blazes, not the least of which is remaining insured. After facing mounting wildfire losses – more than $12 billion in 2018 alone – many property insurers are deciding that issuing homeowners’ insurance in certain areas of California is just too risky. Here’s what you need to know about homeowners’ insurance nonrenewals: Insurers Have the Right to Not Renew Your Policy There’s ...
Tips To Save Money On Insurance For Your Business

Tips To Save Money On Insurance For Your Business

Does business insurance feel complicated and costly? It doesn’t have to. Arm yourself with knowledge so you can be sure you’re getting the coverages your business needs while saving money wherever possible. Know What You Need Businesses come in all shapes and sizes, and taking a close look at yours will help you determine which coverages are essential and which are not. Here are some factors that can impact your insurance costs. Type of Business Your business is not ...

 

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