This blog has previously discussed the importance of a business' location when it comes to choosing the right insurance policy. Weather patterns will vary depending on the different areas of the United States. As a small to medium-sized business owner in California, arid conditions that are paired with strong winds can lead to dangerous wildfires.
The Associated Press described the recent "White Fire" near Santa Barbara County. On Monday afternoon, the blaze started near the White Rock Day Use campsite area. While the cause of the fire is still unknown, the AP reported that 3.2 square miles of chaparral, oak and pine were destroyed by Tuesday. However, fire fighters had contained 65 percent of the flames.
"Despite its bucolic setting, the area 100 miles northwest of Los Angeles has seen terrible wildfires, including a 1990 blaze that destroyed 641 structures, most of them homes," the AP said. "The summer of 2007 was marred by a gigantic fire that erupted on July 4 and burned for months."
A public information officer at the Santa Barbara County Sheriff's Office told U.S. News that 6,000 individuals had been evacuated by Tuesday and 500 of them were multi day campers.
Without the right California business insurance, any companies that experience a wildfire could be facing a long and expensive recovery process. Aside from physical property damage, owners must account for any time that their organization is not open. For example, some companies that experienced Hurricane Sandy have just recently been able to open their doors—almost seven months after the storm.
By partnering with commercial insurance specialists who understand the California area, owners can rest assured that they can find comprehensive coverage.