Organizations of all kinds need to make sure that they are prepared for a multitude of situations. While this blog has previously discussed the impact severe weather can have on a business, there are other scenarios that must be accounted for. Otherwise, returning to daily operations can be difficult and any cleanup process can be particularly expensive.
Two Arizona businesses that closed in 2011 - The Red Room and The Grill - caught fire early on New Year's Day. According to the Arizona Daily Star, the Tucson location had a two-alarm fire that may have caused damage to surrounding companies that are still open.
Captain Barrett Baker told the source that Wig-O-Rama and Voodoo Jack's, may have smoke and water damage, but a fire wall separated the flames from Voodoo Jack's.
"The crew determined the rooftop was too dangerous for firefighters and crews to enter the building from the south side to fight the blaze," the article said. "No one was inside. Firefighters were pulled from inside the building after about 14 minutes when it was determined that the attic fire and the many renovations to the building made it unsafe."
Baker added that the cause of the blaze is still under investigation but the initial damage report is at $750,000.
Another situation that can be covered under such policies is vandalism. The Arizona Daily Star also discussed two teen brothers who broke into Flowing Wells Junior High School on Sunday afternoon. According to the source, the 13 and 14-year-old boys were caught on the roof. Deputies found a fire extinguisher, a generator on a wheeled cart and two air tanks outside the school fence.
In situations like these, having a comprehensive Arizona business insurance policy would be greatly beneficial. Working with commercial insurance specialists can help company owners find coverage that is suited to their business' needs.