There are many aspects to running a company that business owners need to keep in mind. Everything needs to be taken into consideration - from keeping track of receipts to ensuring that product supplies remain fully stocked. One aspect, though, that should not be overlooked is a comprehensive insurance policy.

Business Owner's Policy

Business Owner’s Policies (BOPs) provide comprehensive coverage against the risks you’re most likely to face by combining multiple insurance policies into one, affordable coverage. These types of “package policies” offer a strong defense against a multitude of claims scenarios that could happen to any company.

BOP’s typically combine commercial property coverage with general liability protection. With a business owner’s policy, you can have peace-of-mind that your business is protected against common pitfalls such as injuries, fire, theft, and damage.

General liability provides coverage against the high cost of lawsuits from injuries or damages to other people. If a customer slips in your store, general liability is there to cover the costs of medical expenses and even legal fees.

Commercial property insurance protects your business property, whether you rent or own, as well as your business assets inside. Your inventory and assets are as protected from fire, theft, vandalism, and damage as the building itself.


Who Needs a BOP? 

Business Owner’s Policies are often a great fit for a variety of businesses, and we’ve custom tailored package policies for a variety of industries, including:

  • Accounting and Bookkeeping
  • Adjusters – Independent
  • Advertising Agencies
  • Antique Stores
  • Appliance Stores
  • Architects – Consulting
  • Artists – Commercial & Graphic
  • Attorneys
  • Bakeries
  • Banks
  • Beauty Salons
  • Book Stores
  • Chiropractors
  • Clothing Stores
  • Convenience Stores
  • Dentists and Dental Surgeons
  • Draftsmen
  • Dry Cleaners
  • Electronics Stores
  • Florists
  • Funeral Homes
  • Health Insurance
  • Real Estate Office
  • Medical Clinics
  • Mortgage Brokers
  • Photocopy services
  • Photographers
  • Printing & duplicating
  • Property Managers
  • Tax Return Preparation
  • Travel Agencies
  • Watch, Clock & Jewelry Repair
  • Window Cleaning

Get a Business Owner's Policy Today

A business owner’s policy offers an affordable solution to the everyday risks most businesses face. You can extend the protection of your BOP even further, however, in case one small incident becomes a major problem. Umbrella insurance extends the policy limits of your BOP, providing protection against large claims which exceed your current policy limits with one affordable premium.

Want comprehensive coverage for your business? Aegis Insurance Markets will take your individual needs into account and find the business insurance solution that is right for you. Call us today at (800) 579-6369 or complete the form on this page to get a quote for your exact business insurance needs.