Understanding Homeowners Insurance NonRenewals Californians who live in high-risk fire zones have their share of challenges protecting their homes from seasonal blazes, not the least of which is remaining insured. After facing mounting wildfire losses – more than $12 billion in 2018 alone – many property insurers are deciding that issuing homeowners’ insurance in certain areas of California is just too risky. Here’s what you need to know about homeowners’ insurance nonrenewals: Insurers Have the Right to Not Renew Your Policy There’s ... October 16, 2018By Aegis Insurance Homeowners Insurance 0 Comment Read More »
What’s Not Covered by Homeowners Insurance? Homeowners coverage is designed to give you peace of mind, knowing that your policy has you covered when your home and property suffer damage from unforeseen perils. While a typical homeowners insurance policy is quite comprehensive, there are certain types of damage that are usually not included. It’s important to know which perils aren’t covered under a typical homeowners insurance policy so that you can talk to your insurer about additional coverages that suit for your ... August 15, 2018By Aegis Insurance Homeowners Insurance 0 Comment Read More »
Protecting High Risk Homes in CA: Wildfire Survival Guide In California, there seems to be no end to fire season. And no end to the destruction that wildfires bring up and down the state. Each year, wildfires in California get larger and more destructive than previous seasons'. In 2017, since the start of the Fire Siege on October 8, CAL FIRE responded to 250 wildfires in California. At its peak,11,000 firefighters battled 21 major wildfires that forced 100,000 people to evacuate, destroyed an estimated 8,400 ... August 8, 2018By Aegis Insurance Homeowners Insurance California wildfires 0 Comment Read More »
What Does Homeowners Insurance Cover? Homeowner’s insurance provides unique coverage for your home and belongings. A very comprehensive policy that offers homeowners peace of mind, there is a lot to understand about homeowner’s insurance. Keep reading to find out what kind of protection this essential coverage can provide for the things that matter most to you. What is Covered Under Homeowner’s Insurance Homeowner’s insurance is a multi-line policy, offering both liability and property coverage. If someone is hurt on your property and brings ... May 14, 2018By Aegis Insurance Homeowners Insurance Homeowners Insurance 0 Comment Read More »
Who Needs Homeowners Insurance? Do you really need insurance for your home? Homeowners' insurance is a little different than, say, auto insurance. For starters, if you own a home you’re not legally required to carry insurance on it. But there are some times when you may be required to carry coverage for your home for other reasons... and other times when it just makes good sense. Are you one of these three people who will need homeowners’ insurance? New Home ... April 9, 2018By Aegis Insurance Homeowners Insurance Homeowner's Insurance 0 Comment Read More »
10 Things Californians Should Know About Homeowners Insurance If you own a home in California, there’s a good chance you’re going to need homeowners’ insurance. Recent disasters have proven that the out-of-pocket expenses of rebuilding or repairing a home can be devastating. Homeowners’ insurance is your guarantee that you won’t be left out in the cold if a disaster comes to your doorstep. Whether you’re a first-time buyer looking for coverage for a new home or you’re simply renewing the existing protection on ... February 15, 2018By Aegis Insurance Homeowners Insurance Homeowners' Insurance 0 Comment Read More »
California Homeowners Struggle to Find Fire Insurance In the aftermath of the most destructive fires California has ever seen, homeowners are facing a big problem. The California Department of Insurance has received increased complaints, evidence, and feedback from consumers that homeowners’ insurance coverage in high-risk areas is increasingly difficult to obtain and unaffordable for those that need it. 1 in 3 CA Homes in High-Risk Areas There are an estimated 3.6 million Californian homes in the wildland-urban interface (WUI), of which 1 million ... January 25, 2018By Aegis Insurance Homeowners Insurance Homeowners Insurance 0 Comment Read More »
7 Reasons Your Homeowners Insurance Could Be Cancelled (And What To Do About It) Own a home? Then there’s a good chance you have homeowners insurance. Approximately 95% of homeowners are covered; most lenders require homeowners insurance as a way to protect their interest in the property. Even if you’ve paid off your home, keeping it insured is still a smart move; it generally covers structural damage, loss from theft, and shelters you against costly liability lawsuits if someone is injured on your property. And, as thousands of Californians ... November 15, 2017By Aegis Insurance Homeowners Insurance Homeowners Insurance 0 Comment Read More »
