Current small business growth underscores need for comprehensive insurance

Choosing the right California business insurance policy, or set of policies, is hardly the first thing that entrepreneurs consider when they are looking to start their own company. However, with recent research showing that small business hiring is improving, owners should take the necessary steps to ensure the long-term success of their organization.

According to ADP data, businesses with fewer than 50 employees added 82,000 jobs in July and 85,000 the month before. Additionally, smaller firms accounted for about 42 percent of U.S. employment in July.

Chris Yura, a former model and Notre Dame football player, started a clothing store in his hometown in Virginia. According to Yura, he knew that the first three years in business would be extremely difficult. Some people did not think that he would be successful, but Yura explained that such attitudes only motivated him further.

"Right now is a great time to be in business in America if your business is focused on the right things," Yura explained to Bloomberg, adding that he's aiming for $1.5 million in sales by year-end. "My only worry is making sure I get every order out every day."

Yura's concern is hardly unique for small- to medium-sized business owners. With day-to-day operations keeping company leaders busy, worrying about the long-term is often pushed to the side. But, when the unexpected does occur, owners could find themselves in serious financial trouble.

This is where commercial insurance specialists can be of assistance. Finding the right California business insurance is not something that entrepreneurs will necessarily know how to do. However, working with individuals who understand the area and appreciate the worries that owners will have can simplify the entire process.




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