Aegis Blog

5 Reasons Your Small Business Needs Cyber Liability Protection

5 Reasons Your Small Business Needs Cyber Liability Protection

Small businesses need smart solutions. Like protection against the biggest threats you face as you operate day-to-day. One of these solutions is so critical that your business shouldn’t operate another minute without it: cyber liability protection. Consider this: we live in an age of information. No matter what your business industry, size, or specialty, you rely on information and data to operate. Every time you collect payment from a customer or client, every time you use a computer, laptop, tablet, or mobile phone for business purposes, every software program that tracks ...
The Biggest Expert-Predicted Cyber Threats to Watch Out for in 2017

The Biggest Expert-Predicted Cyber Threats to Watch Out for in 2017

2016 is wrapping up with the announcement of the largest official cyber breach ever and the release of the fourth annual 2017 Data Breach Industry Forecast released by the nation’s largest credit bureau, Experian. It’s safe to say, cyber threats definitely were a hot topic this last year. And that’s not expected to change in 2017, because the cyber risks are real and the stakes are only getting higher. Keep reading to find out which major company exposed over 1 billion users’ personal information and more information on these key ...
The Benefits of Intellectual Property Insurance for Your Small Business

The Benefits of Intellectual Property Insurance for Your Small Business

Intellectual property is important to many businesses across a variety of industries. As intellectual property litigation continues to rise, it’s not just the largest corporations at risk for an IP lawsuit; small and mid-sized companies are particularly vulnerable to attacks on their intellectual property. What is Intellectual Property? There are four types of intellectual property that your business may use: Copyright: Original works of authorship found in tangible mediums, such as artistic and literary works, computer programs, graphic works, motion pictures, and other audio-visual works. Trademarks and Service Marks: An identifying ...
5 Ways to Lower Your Cost of Business Insurance

5 Ways to Lower Your Cost of Business Insurance

Insurance is a necessity for the survival of your business, but that doesn’t mean you need to overpay for coverage. You can protect your business assets from the threat of lawsuits, claims, and losses with affordable insurance policies, while freeing up the cash you need to keep your business operational. How Are Business Insurance Costs Calculated? Before we discuss ways to save, here’s what you need to know about how your insurance prices are calculated to start with. Your insurance costs are determined by a variety of factors, including: Industry Size ...
KEEP YOUR COMPANY AFLOAT

KEEP YOUR COMPANY AFLOAT

Commercial property insurance is just one example of coverage that business owners should consider. There are numerous events and factors that could affect a company’s daily operations or long-term profitability. Having the right business insurance policy—or set of policies—is an important step to securing an organization’s future. Just what exactly can happen to a business? Aegis Insurance’s infographic, “Business Insurance: Keep Your Company Afloat,” has some specific examples of why an entrepreneur should have comprehensive insurance: According to FEMA, 40 percent of small businesses do not reopen after a ...
If your system has personal information, it needs to be secure

If your system has personal information, it needs to be secure

The recent struggles of photo-sharing service Snapchat offer up a valuable lesson for businesses everywhere.  The application was vulnerable to intrusion, a fact that was pointed out to its owners several months ago. This warning was summarily ignored and, true to prediction, the app was hacked and the private information of about 4.6 million users was released.  While the organization has promised that it's working to institute safeguards to better protect the data of its 20 million users, the cavalier attitude towards the earlier warning is a definite sign for ...
Data breaches an ongoing threat

Data breaches an ongoing threat

Recently, Target, Neiman Marcus and Michaels all had sensitive customer information stolen. Over 100 million customers had their data fall into nefarious hands, and the worst may be yet to come: according to some experts, the issue of retailers being hacked could be a persistent one moving forward.  "Attackers no longer spam at will," says Steve Durbin, global vice president of Information Security Forum. "They are increasingly targeting—learning the habits and preferences of their potential targets to better tailor malware to the intended audience. There's little chance that this ...
Interruption and catastrophe head list of business worries

Interruption and catastrophe head list of business worries

Supply chain interruption and natural catastrophe are the biggest worries on the minds of businesses, according to a recently released study from Allianz Global Corporate & Specialty. The firm interviewed more than 400 experts in corporate insurance in nearly three dozen countries when compiling the list, which seeks to provide a greater insight into the most timely hazards facing companies and insurers.Rounding out the top 10 were fire and explosion, changes in legislation or regulation, market stagnation or decline, loss of reputation or brand value, intensified competition, cyber crime, ...
Neiman Marcus and Target deal with security breach fallout

Neiman Marcus and Target deal with security breach fallout

On Friday, high end retailer Neiman Marcus confirmed the worst suspicions of its customers: its data had been breached, and an unknown amount of credit and debit card information had been leaked. This comes fast on the heels of a similar incident at Target, which saw the personal info of some 70 million customers fall into the wrong hands. Investigators are now concerned that there may be a connection between the digital heists, and are now embarking on a fact-finding mission that could ultimately take weeks to finish. They ...
Six ways to keep hackers out

Six ways to keep hackers out

You can't guarantee the integrity of your website. Like a physical storefront, people will sometimes find ways to elude your security and get access to your information. That's why getting IT contractor insurance is an important part of staying safe. However, just like you wouldn't leave the doors to your store unlocked or your most valuable merchandise within easy purloining distance, there are ways to make sure that your digital data is as locked down as you can. Here are six:1. Strong passwordsIt sounds simple, but many companies still ...

 

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