Aegis Blog

Understanding General Liability Vs. Professional Liability For Your Business

Understanding General Liability Vs. Professional Liability For Your Business

Protecting your business against lawsuits is an unfortunate part of business ownership. As many as 43% of small businesses have been involved in or threatened with a civil lawsuit, the costs of which can range from thousands to hundreds of thousands of dollars. For many, the cost of a lawsuit can mean the end of a business — closing their doors for good. There are many reasons small business owners get caught up in litigation. ...
When to Start Hiring Employees for Your Small Business

When to Start Hiring Employees for Your Small Business

Is it time for your small business to start hiring employees? Hiring your first employee is a huge milestone for a small business owner. It means you're ready to scale, to stop doing everything yourself, to take on new customers, or free up more time for business growth. Yet, knowing when to start hiring new employees is critical. Hire too early and you may run into cash flow problems. Hire too late and you could be too stressed ...
General Liability vs Workers' Compensation Insurance

General Liability vs Workers' Compensation Insurance

Insurance coverage comes in all shapes and sizes depending on numerous factors revolving around your business. Two of the most common types of coverage are general liability and workers' compensation insurance. Learn more about these two forms of coverage and their distinct roles providing coverage for you and your business. What is General Liability Insurance? Also known as business liability insurance, general liability covers damages or injuries caused to clients, third party-individuals, businesses, or strangers during ...
The Ultimate Guide to Insurance for Your Truckee-Tahoe Business

The Ultimate Guide to Insurance for Your Truckee-Tahoe Business

Do you have the right insurance protection in place for your Truckee-Tahoe area business? Commercial insurance is the best safety net against unintended accidents and unexpected events that could drain your cash flow or jeopardize your business. But determining what kind of insurance you need for your business might feel a little daunting. How do you hit the sweet spot of "just the right coverage at just the right price" so you're not overspending or leaving ...
Reasons to Protect Your Outdoor Business with Ski and Bike Shop Insurance

Reasons to Protect Your Outdoor Business with Ski and Bike Shop Insurance

What insurance policies protect your outdoor business? When you own an outdoor business like a ski and bike shop, guide and outfitter, or other adventure-based biz, you face a unique set of risks. It’s not like the coffee shop next door has to worry about their customers falling off a mountain if their coffee cup malfunctions. But you just might. The right commercial insurance coverage is crucial to help outdoor business owners protect their assets. Discover how Ski and ...
Business Insurance for Freelancers and Solopreneurs

Business Insurance for Freelancers and Solopreneurs

Is commercial insurance for freelancers necessary, or is it something you can skip until your business gets bigger? Freelancers and solopreneurs don't often consider insurance coverage for their businesses, particularly when they're just starting. Yet, your freelance business is just as likely to run into a potential risk as the full-service agency down the street — the one with 35 employees and seven-figure profits. The only difference between you is that without insurance coverage, a single ...
Amazing Small Business Statistics to Inspire Entrepreneurs

Amazing Small Business Statistics to Inspire Entrepreneurs

Are you a small business owner or entrepreneur? Building a business takes a lot of courage, time, and financial resources. But the payoff can be incredible: earning money doing something you love and serving an audience you care about. If you're a small business owner or dream of becoming one, these amazing small business statistics will inspire you to keep going on your entrepreneurial journey. Small Businesses Make Up 90-99% of All Businesses Only about 10% of companies ...
5 Small Business Resources for Truckee and Tahoe Companies

5 Small Business Resources for Truckee and Tahoe Companies

Small businesses play a crucial role in the American economy, creating 2/3 of net new jobs and driving innovation in the U.S. Small businesses are vital to the health of our community, which is why ensuring that small business owners have the resources they need to succeed is so important. It takes a great deal of time, effort, and heart to get a small business off of the ground, survive, and scale. If you're an ...
What You Need to Know About Opening A Business in 2021

What You Need to Know About Opening A Business in 2021

Are you looking to start a new business? COVID was hard on small companies, but don't think that you have to give up on your dreams of opening your own business this year. The pandemic has changed a great deal, but with the right strategy and forethought, you can still achieve your goals for your new business. Discover six things entrepreneurs need to consider before starting a business in 2021. 6 Things Entrepreneurs Need to Do ...
How to Start Your Risk Management Program

How to Start Your Risk Management Program

Implementing a risk management program can be overwhelming. You'll need to take steps to minimize the chance that things go wrong, also known as loss control. This can include purchasing insurance to reduce the impact of disasters or mishaps should something happen. No one likes thinking about what could go wrong. Nevertheless, as a prudent business owner, you should assess and understand the risks your business faces. Get insights from the Aegis Insurance Markets Risk ...

 

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