Understanding General Liability Vs. Professional Liability For Your Business Protecting your business against lawsuits is an unfortunate part of business ownership. As many as 43% of small businesses have been involved in or threatened with a civil lawsuit, the costs of which can range from thousands to hundreds of thousands of dollars. For many, the cost of a lawsuit can mean the end of a business — closing their doors for good. There are many reasons small business owners get caught up in litigation. ... November 18, 2023By Aegis Insurance Business Insurance 0 Comment Read More »
When to Start Hiring Employees for Your Small Business Is it time for your small business to start hiring employees? Hiring your first employee is a huge milestone for a small business owner. It means you're ready to scale, to stop doing everything yourself, to take on new customers, or free up more time for business growth. Yet, knowing when to start hiring new employees is critical. Hire too early and you may run into cash flow problems. Hire too late and you could be too stressed ... October 27, 2023By Aegis Insurance Business Insurance 0 Comment Read More »
General Liability vs Workers' Compensation Insurance Insurance coverage comes in all shapes and sizes depending on numerous factors revolving around your business. Two of the most common types of coverage are general liability and workers' compensation insurance. Learn more about these two forms of coverage and their distinct roles providing coverage for you and your business. What is General Liability Insurance? Also known as business liability insurance, general liability covers damages or injuries caused to clients, third party-individuals, businesses, or strangers during ... June 15, 2023By Aegis Insurance Business Insurance 0 Comment Read More »
The Ultimate Guide to Insurance for Your Truckee-Tahoe Business Do you have the right insurance protection in place for your Truckee-Tahoe area business? Commercial insurance is the best safety net against unintended accidents and unexpected events that could drain your cash flow or jeopardize your business. But determining what kind of insurance you need for your business might feel a little daunting. How do you hit the sweet spot of "just the right coverage at just the right price" so you're not overspending or leaving ... September 26, 2022By Aegis Insurance Business Insurance 0 Comment Read More »
Reasons to Protect Your Outdoor Business with Ski and Bike Shop Insurance What insurance policies protect your outdoor business? When you own an outdoor business like a ski and bike shop, guide and outfitter, or other adventure-based biz, you face a unique set of risks. It’s not like the coffee shop next door has to worry about their customers falling off a mountain if their coffee cup malfunctions. But you just might. The right commercial insurance coverage is crucial to help outdoor business owners protect their assets. Discover how Ski and ... August 8, 2022By Aegis Insurance Adventure Sport Insurance, Business Insurance 0 Comment Read More »
Business Insurance for Freelancers and Solopreneurs Is commercial insurance for freelancers necessary, or is it something you can skip until your business gets bigger? Freelancers and solopreneurs don't often consider insurance coverage for their businesses, particularly when they're just starting. Yet, your freelance business is just as likely to run into a potential risk as the full-service agency down the street — the one with 35 employees and seven-figure profits. The only difference between you is that without insurance coverage, a single ... June 20, 2022By Aegis Insurance Business Insurance 0 Comment Read More »
Amazing Small Business Statistics to Inspire Entrepreneurs Are you a small business owner or entrepreneur? Building a business takes a lot of courage, time, and financial resources. But the payoff can be incredible: earning money doing something you love and serving an audience you care about. If you're a small business owner or dream of becoming one, these amazing small business statistics will inspire you to keep going on your entrepreneurial journey. Small Businesses Make Up 90-99% of All Businesses Only about 10% of companies ... June 8, 2022By Aegis Insurance Business Insurance 0 Comment Read More »
5 Small Business Resources for Truckee and Tahoe Companies Small businesses play a crucial role in the American economy, creating 2/3 of net new jobs and driving innovation in the U.S. Small businesses are vital to the health of our community, which is why ensuring that small business owners have the resources they need to succeed is so important. It takes a great deal of time, effort, and heart to get a small business off of the ground, survive, and scale. If you're an ... June 17, 2021By Aegis Insurance Business Insurance Business Owner's Policy 0 Comment Read More »
What You Need to Know About Opening A Business in 2021 Are you looking to start a new business? COVID was hard on small companies, but don't think that you have to give up on your dreams of opening your own business this year. The pandemic has changed a great deal, but with the right strategy and forethought, you can still achieve your goals for your new business. Discover six things entrepreneurs need to consider before starting a business in 2021. 6 Things Entrepreneurs Need to Do ... May 21, 2021By Aegis Insurance Business Insurance Business Owner's Policy, Risk Management 0 Comment Read More »
How to Start Your Risk Management Program Implementing a risk management program can be overwhelming. You'll need to take steps to minimize the chance that things go wrong, also known as loss control. This can include purchasing insurance to reduce the impact of disasters or mishaps should something happen. No one likes thinking about what could go wrong. Nevertheless, as a prudent business owner, you should assess and understand the risks your business faces. Get insights from the Aegis Insurance Markets Risk ... December 3, 2020By Aegis Insurance Business Insurance Risk Management 0 Comment Read More »
