What insurance policies protect your outdoor business?
When you own an outdoor business like a ski and bike shop, guide and outfitter, or other adventure-based biz, you face a unique set of risks.
It’s not like the coffee shop next door has to worry about their customers falling off a mountain if their coffee cup malfunctions.
But you just might.
The right commercial insurance coverage is crucial to help outdoor business owners protect their assets.
Discover how Ski and Bike Shop Insurance can help protect your business and your bottom line.
Custom Coverage
That coffee shop anecdote is just one example of the more extreme risks you face compared to other business owners.
In your business, customers' safety — and lives — are on the line.
No one likes to contemplate a worst-case scenario, but imagine if a customer got injured on a pair of skis they bought or rented from you.
Or imagine someone got lost in the wilderness or fell from a whitewater raft on a dangerous, rocky stretch of river during an excursion.
In today's litigious society, a lawsuit wouldn’t be unheard of. You could be responsible for medical bills and legal fees. The cost of an injured customer could equal tens of thousands of dollars or more.
Ski and Bike Shop Insurance is designed specifically for the risks you face as an outdoor business owner. You won't have to ask yourself, "Is this covered?" in the event of a worst-case scenario. You also won't have to worry over the possibility of a generic business policy that's better suited for a souvenir shop than your ski rental operation.
Ski and bike shop coverage offers custom insurance solutions such as rental and repair liability, lessons and tour coverage, and protection for off-site inventory for your outdoor sports shop.
Cost-Effective Package
Most business owners know how to reduce insurance costs by bundling together multiple policies.
A well-known example is a Business Owners Policy, commonly referred to as a BOP. BOPs combine general liability insurance with commercial property coverage and typically cost less than it would to purchase those policies separately.
When you protect your outdoor business with Ski and Bike Shop Insurance from Aegis Insurance Markets, you get the best of both worlds:
- Adequate coverage for the specific risks of your industry
- Cost savings from this specialty program
Instead of pulling a Frankenstein and stitching together multiple policies to try and get the same level of coverage (at quite possibly higher rates), your business is likely to save money with a ski and bike policy from Aegis.
Get Ski and Bike Shop Insurance from the Best Insurance Agency in Tahoe-Truckee
The Ski and Bike Shop Program by Aegis Insurance Markets has been custom-crafted by experts in the insurance and outdoor sporting industries.
Aegis is located in the heart of the Sierra Nevada Mountains, known for its world-class mountain biking, winter sports, kayaking, and other year-round sporting offerings. For over 15 years, Aegis has provided insurance solutions to high-risk, hard-to-place adventure and outdoor businesses.
Aegis has been voted the Best Insurance Agency in the Tahoe-Truckee region, and we’d love to show you how well your outdoor business can be protected. Request a free quote and start giving your outdoor business the protection it deserves.