What To Do When Your Homeowners Insurance Gets Dropped Your homeowners insurance got dropped. Now what? If your insurance carrier refused to renew your policy, don’t stress. It’s happening to more and more homeowners, particularly throughout California where wildfire losses are causing huge upheavals in the insurance industry. Knowing you’re not alone may make you feel a little better - but it doesn’t help cover your house. Here’s what will. Aegis Homeowners Insurance Aegis Insurance Market specializes in high-risk homes in Northern California. We’re a Truckee-based independent broker who ... January 7, 2019By Aegis Insurance Homeowners Insurance 0 Comment Read More »
3 Risks to Avoid for a Happier Holiday The holiday season isn’t always merry and bright. In the midst of bright lights and warm spirits, sometimes everything can go wrong. Here are three holiday risks to avoid this season, plus a few tips (and helpful insurance policies) to keep you caroling along without a care. Flammable Holiday Trees What great memories you made taking the family out to cut down a fresh tree over the holiday season! Trekking through the snow, choosing the perfect tree, hanging the ... December 17, 2018By Aegis Insurance Auto Insurance, Event & Festival Insurance, Homeowners Insurance, Renters Insurance 0 Comment Read More »
A New Parent's Guide to Life Insurance Becoming a new parent is an exciting (and exhausting!) time. Suddenly, your world is bigger and broader than ever. You have people who depend on you now. And while you’re missing sleep, changing diapers, and warming bottles, it can be hard to think of anything outside of these immediate precious moments. Becoming a new parent is the perfect time to carefully think about your responsibilities and what kind of tools can help you best ... December 6, 2018By Aegis Insurance Life Insurance 0 Comment Read More »
5 Common Contractor Insurance Claims The construction business is a risky one. From on the job accidents to extreme weather, traffic collisions to vandalism, there is no shortage of possible ways for contractors to incur losses. But with the right coverage in place, your construction business doesn’t have to lose money if the unexpected occurs. Here are some of the most common ways contractors lose money when something goes bad - and the insurance policies that can help you keep yours. 5 Common ... November 12, 2018By Aegis Insurance Contractor Insurance 0 Comment Read More »
Overcoming Challenges in Seasonal Outdoor Business Running a seasonal business isn’t easy. Entrepreneurs with seasonal businesses put in just as much work as a year-round enterprise with the majority of revenue compressed into a few, short (and crazy-busy!) months. Seasonal businesses bring their own unique challenges. Here are a few tips to change your business from something as unpredictable as the weather into something as predictable as the changing of the seasons. Make the Most of Peak Season Every seasonal business owner tries to pack ... October 24, 2018By Aegis Insurance Outdoor Sports Insurance 0 Comment Read More »
Understanding Homeowners Insurance NonRenewals Californians who live in high-risk fire zones have their share of challenges protecting their homes from seasonal blazes, not the least of which is remaining insured. After facing mounting wildfire losses – more than $12 billion in 2018 alone – many property insurers are deciding that issuing homeowners’ insurance in certain areas of California is just too risky. Here’s what you need to know about homeowners’ insurance nonrenewals: Insurers Have the Right to Not Renew Your Policy There’s ... October 16, 2018By Aegis Insurance Homeowners Insurance 0 Comment Read More »
Tips To Save Money On Insurance For Your Business Does business insurance feel complicated and costly? It doesn’t have to. Arm yourself with knowledge so you can be sure you’re getting the coverages your business needs while saving money wherever possible. Know What You Need Businesses come in all shapes and sizes, and taking a close look at yours will help you determine which coverages are essential and which are not. Here are some factors that can impact your insurance costs. Type of Business Your business is not ... October 8, 2018By Aegis Insurance Business Insurance 0 Comment Read More »
What You Need to Know About Whole Life Insurance Deciding what kind of life insurance is right for you and your family can seem daunting, but it doesn’t have to be. The more you know about your coverage options the better able you will be to determine which is the best fit for your family. For many, the best fit is whole life insurance. Learn how whole life coverage works, how it differs from other life insurance policies, and determine if it’s the right policy for ... September 19, 2018By Aegis Insurance Life Insurance 0 Comment Read More »
What Does Contractor General Liability Insurance Cover? Accidents happen. This is true in every line of work but even more so in the high-risk industry of construction. And with this higher risk of accidents comes the very unpleasant possibility of getting sued. It is not uncommon for contractor businesses to be on the receiving end of a lawsuit. Whether perceived or real, clients will not hesitate to take you to court if they feel your business is at fault for damages or injuries they ... September 10, 2018By Aegis Insurance Contractor Insurance 0 Comment Read More »
5 Most Common Small Business Insurance Claims It’s easy to think it won’t happen to you. But accidents and unexpected surprises happen every day to businesses just like yours. “An unexpected event happens more often than many small business owners realize,” said senior vice president of Small Commercial insurance at The Hartford, Stephanie Bush. After analyzing five years of data from one million policies, The Hartford identified the most common claims your business is most likely to face. 5 Most Common Small Business Insurance ... September 5, 2018By Aegis Insurance Business Insurance, Commercial Insurance 0 Comment Read More »
