How to protect your small business against cyber threats Does your small business need to worry about cyber threats? You may not think you’re big enough to be concerned about cyberattacks, but you might be surprised at how often a small business is the target of hacks and breaches. Your small size can actually make you more vulnerable to cyberattacks. Sophisticated cybercriminals know that a small business often lacks the security infrastructure of larger businesses. Your small stature could make you a sitting duck for ... February 11, 2022By Aegis Insurance General 0 Comment Read More »
3 Things to Consider When Buying Equipment for Your Business What transforms a great idea and turns it into a profitable business? For many business owners, it's the tools, equipment, and other physical assets that turn a dream into reality. From a photographer's camera to a contractor's tools and every retail rack, register, and roll of register tape, your equipment helps you get the job done. Before you start purchasing the assets you need to run your business, here are three things to consider: 1. What Type ... February 9, 2022By Aegis Insurance Commercial Insurance 0 Comment Read More »
5 Things to Know Before Hiring Your First Employee Is it time for your business to start hiring employees? If you've been a one-person operation until now, hiring your first employee can be an exciting growth step. It can also feel a bit confusing and intimidating. Here are 5 things you need to know if you're ready to hire employees. Know the Difference Between Employee vs. Independent Contractor Will you be hiring an employee or subcontracting work out to an independent contractor? It's important to ... January 28, 2022By Aegis Insurance Small Business Solutions 0 Comment Read More »
What Type Of Insurance Covers Patent Infringement? Have you patented a product or process for your business? If you’ve created something new and wonderful, you'll want to protect that product, process, or design from being used without your permission. Patent infringement insurance is a great way to protect your IP and your business. We've answered some of your biggest questions about patent infringement and how to protect your patents. What Type of Insurance Covers Patent Infringement? Intellectual property insurance, aka patent infringement insurance, can ... January 4, 2022By Aegis Insurance Intellectual Property Insurance 0 Comment Read More »
The 2022 Guide to Contractor Insurance What do you need to run a profitable construction business in 2022? Artisan contractors and smaller construction businesses face challenges that larger firms do not. But with the right planning and policies in place, you could arm yourself with the right tools to help you increase profits and reduce risks for 2022 and beyond. Managing Construction Risks in 2022 In addition to the typical risks associated with running a small construction business, such as safety, financial, ... December 14, 2021By Aegis Insurance Contractor Insurance 0 Comment Read More »
Faces of Aegis: Full Belly Deli All images are courtesy of Full Belly Deli. This post is part of our Faces of Aegis series. We're spotlighting our clients, the people and businesses who are making an impact in our Tahoe-Truckee community and beyond! Read more of our client spotlights here. When is a sandwich more than just a sandwich? When it's made by Full Belly Deli! Co-owners Eric and Tom, along with Chef Cody, have made the simple sandwich into an art ... November 22, 2021By Aegis Insurance Faces of Aegis 0 Comment Read More »
How Much Does Tool Insurance Cost? If you've got the cash to grab a sandwich from the local deli on your lunch break today, then you likely can afford to insure the tools and insurance that help you get the job done. How Much Does Tool Insurance Cost? The median premium for an artisan contractor's tools and equipment insurance is $14 per month. That’s around $169 per year for a policy with a $5,000 limit. Several factors go into determining your policy rate, ... October 28, 2021By Aegis Insurance Contractor Insurance, Tool and Equipment Insurance 0 Comment Read More »
How to File A Homeowner's Insurance Claim After A Wildfire Tragedies like the Dixie Fire and the Caldor Fire bring the devastating impact of a wildfire to the top of everyone's mind, even if you live outside the fire line. Developing your disaster preparedness plan should include ensuring you're ready to file the appropriate insurance claim if need be to help repair and rebuild your property. Learn how to prepare to file a homeowner's insurance claim in the event that disaster strikes. Ensuring You're Prepared to ... September 28, 2021By Aegis Insurance Homeowners Insurance 0 Comment Read More »
Are Tools Covered Under Homeowner's Insurance? Your personal tools are a regular fixture around the house -- repairing that faucet that has been leaking for days or assisting a Saturday afternoon working in the garage. What happens if they're lost, stolen, or damaged in an accident? The good news is, your personal tools and other belongings may already be covered! Your Homeowner's Insurance can help protect your personal belongings in certain circumstances. Keep reading for a better understanding of when your ... August 20, 2021By Aegis Insurance Homeowners Insurance Homeowner’s Insurance, Tool Insurance 0 Comment Read More »
What Insurance Policy Covers Tools and Equipment? A contractor's tools are the lifeblood of their business. Make sure you have the right coverage to protect the equipment you need to get the job done right from loss, theft, and damage. Often, policies like your homeowners and renters insurance, or your commercial or personal auto insurance, don't extend to your tools and equipment. Make sure you know if your tools are covered. Discover the three insurance lines that can help protect your tools ... August 12, 2021By Aegis Insurance Contractor Insurance 0 Comment Read More »
