Winter Safety Tips to Avoid Accidents This Season Contractors are no strangers to risk, and in winter familiar job site hazards can become even more threatening. Take the time now to make sure your insurance has the coverage you need to keep your business safe when the weather gets chilly. Get winter safety tips to help yourself avoid a costly incident and ensure you have the insurance you need to cover common winter accidents. Protect Yourself From These 3 Common Winter Construction Claims #1: Fall ... October 23, 2020By Aegis Insurance Contractor Insurance Contractor Insurance, Safety Guidelines 0 Comment Read More »
What Does Supplemental Insurance Do? Have you ever had expenses not covered by your major medical plan? Unexpected medical bills can be devastating to your financial plans. Even the most robust insurance coverage is likely to leave you responsible for a portion of the costs. According to healthcare.gov, the average cost of a 3-day hospital stay is around $30,000, while comprehensive cancer care can cost hundreds of thousands of dollars. So how do you protect yourself against these unexpected, and often ... October 16, 2020By Aegis Insurance Supplemental Insurance Aflac, Supplemental Insurance 0 Comment Read More »
10 Vital Cybersecurity Tips For Remote Workers Working from home was a dramatic transition for many workers to make. Whether you're counting the days until you can return to the office, or are thoroughly enjoying spending the work day in your jammies, we likely have more remote work ahead of us still. Now that we're all a little more comfortable working from home, it's important to make sure that you don't let any of your company's cybersecurity practices lapse. Opening the wrong ... September 21, 2020By Aegis Insurance Cyber Liability Insurance COVID-19, Cybersecurity, Remote Work 0 Comment Read More »
Faces of Aegis: Pacos Truckee This is the second post in our series, The Faces of Aegis! We're spotlighting our clients, the people and business who are making an impact in our Tahoe-Truckee community and beyond! Read more of our client spotlights here. Truckee, CA is an outdoor lover's dream vacation destination. Home to some of the best skiing, snowboarding, and biking around, there's nothing quite like a day spent in the cool air of the Sierra Nevada Mountains. Adventurous types ... September 17, 2020By Aegis Insurance Faces of Aegis Client Spotlight, Faces of Aegis, Pacos Truckee 0 Comment Read More »
5 Common Contractor Insurance Claims The construction business is a risky one. From on the job accidents to extreme weather, traffic collisions to vandalism, there is no shortage of possible ways for contractors to incur losses. But with the right coverage in place, your construction business doesn’t have to lose money if the unexpected occurs. Here are some of the most common ways contractors lose money when something goes bad - and the insurance policies that can help you keep yours. 5 Common ... August 27, 2020By Aegis Insurance Contractor Insurance 0 Comment Read More »
What Contractors Need To Know To Rebuild California It’s difficult to comprehend the incredibly vast scope of rebuilding that needs to be done in California. In August of 2020, California saw 7,175 fire incidents, with almost 600 fires burning concurrently. In a single month, more than 1.6 m million acres burned, 3,000 structures were damaged or destroyed, and seven lives were lost. And the fire season will continue for the next few months, with more destruction coming our way. Homeowners are, understandably, very eager ... August 20, 2020By Aegis Insurance Contractor Insurance Contractors Insurance 0 Comment Read More »
COVID-19 Ushers in New Cyber Risks for Employers Cyber threats are always present, but the COVID-19 pandemic has ushered in a new era of cybercrime, increasing risks to employers and organizations. Scammers Use COVID-19 as Phishing Bait Phishing scams, using emails to capture personal data or financial information, are nothing new. But COVID-19 has given cybercriminals a shiny new lure to bait unsuspecting victims, by masquerading as: Suppliers of masks, ventilators, and other medical supplies, or in-demand commodities like hand sanitizers. Economic loans/ government ... July 22, 2020By Aegis Insurance Cyber Liability Insurance Cybersecurity, Malware, Phishing Bait 0 Comment Read More »
Does Contractor Insurance Cover COVID-19 Losses? As the COVID-19 pandemic continues to make global headlines, contractors wonder if their contractor insurance policies will cover COVID-related losses. If you had a project shutdown by local municipalities to limit the spread of the pandemic, project financing withdrawn by a lender, or experienced significant delays from material suppliers; you might be wondering the same. Builders Risk Insurance May Cover COVID Losses One contractor insurance policy that may protect you against COVID-related losses is builder's risk. Builder's ... July 13, 2020By Aegis Insurance Contractor Insurance Builder's Risk, COVID-19 0 Comment Read More »
What is Course of Construction Insurance? Designed to protect construction projects that are in progress along with tools and equipment on the job site, course of construction coverage helps protect you from financial losses caused by natural disasters, vandalism, theft, fires, or even pandemics like COVID-19. Also called builders risk insurance, the short explanation of what this policy does for your construction business is simple: It protects your business' investment in an active construction project. Course of Construction Has You Covered Taking out a ... July 13, 2020By Aegis Insurance Contractor Insurance Builders Risk Insurance, Course of Construction Insurance 0 Comment Read More »
How is COVID-19 Impacting the Construction Industry? New pandemic protocols, updated contracts, deferred spending to preserve cash...COVID-19 has changed the way many contractors and construction pros are doing business. Here are a few of the ways COVID has impacted the construction industry so far. Construction Considered "Essential" While many State governments ordered many businesses to shut down to slow the spread of COVID, the construction industry managed to elude ordered shutdowns. Infrastructure projects, in particular, are noted for their importance. And health and safety risks ... June 23, 2020By Aegis Insurance Cyber Liability Insurance COVID-19, Cyber Liability, Safety Guidelines 0 Comment Read More »
