Your Guide to Course of Construction Insurance Course of construction insurance, also known as builder's risk insurance, provides coverage for damage to construction projects caused by weather, fire, vandalism, or theft. For example, let's say you are nearing completion of an apartment building but vandals break in and pull the fire sprinklers, flooding the building. Having to pay out of pocket for all the repairs and delays could potentially ruin the project and your business; that's where builder's risk insurance comes ... September 14, 2023By Aegis Insurance Contractor Insurance 0 Comment Read More »
What States Require Workers’ Comp and Who is Exempt? Workers' compensation insurance is required throughout the entire country; however, workers' comp laws are different in every state. At its base level, workers' compensation laws require most employers to pay a certain type of insurance that covers medical expenses in the case where a worker is injured on the job. With workers' comp protection in place, workers who are injured or become ill while performing their job duty won't have to worry about the out-of-pocket ... September 5, 2023By Aegis Insurance Workers' Compensation Insurance 0 Comment Read More »
Contractor General Liability Insurance Explained Do you have contractor general liability coverage? When you run a business in the construction industry, you may think of insurance far more often than other business owners. Keeping all the coverage types, limits, and requirements in order can be overwhelming. If you've got questions about contractor general liability insurance specifically, keep reading. We've got this foundational commercial insurance policy unwrapped and simplified. Contractor General Liability Insurance Explained Let's start with the basics: What does CGL cover? Contractor general ... August 18, 2023By Aegis Insurance Contractor Insurance 0 Comment Read More »
5 Contractor Insurance Policies To Pay Attention To in 2023 The world of insurance can be a maze, especially for contractors. With so many options and potential risks, knowing which policies are crucial for your business is essential. 2023 has seen a lot of changes to insurance and other contractor policies, and there are most likely only more to come. Read more about the 5 types of insurance that your business should look out for this year. 1. Builders Risk Insurance Builders Risk Insurance, sometimes known ... August 9, 2023By Aegis Insurance Contractor Insurance 0 Comment Read More »
10 SEO Tips for Trailblazing Ski and Bike Shop Owners Spending hours on your trackpad rather than trails is a pain for any ski and bike shop owner or outdoor enthusiast. As passionate adventurers, your focus lies in providing top-notch products and services to fellow ski and bike enthusiasts. However, in this digital age, it's crucial to have a strong online presence to attract customers and build your brand. This is where Search Engine Optimization (SEO) comes into play. Implement these 10 strategies and you ... August 1, 2023By Aegis Insurance Small Business Solutions 0 Comment Read More »
Can Your Bike Shop Answer These Common Customer Questions? No one has all the answers, but we do have a good idea of what questions are being asked. Using SEO tools, we gathered some of the most common questions regarding the biking world so you know exactly what your customers are searching for. Being able to answer these questions can help you get found online and sets you and your store up as a trusted expert in the field. Here are some common questions ... July 19, 2023By Aegis Insurance Commercial Insurance 0 Comment Read More »
Pedaling Forward: Navigating Bike Shop Ownership Strategy The U.S. bicycle industry is worth over $6 billion, with around 10 million bikes being purchased every year. However, since 2000, about 40% of all bike shops have closed or been purchased by larger chains. This has made the market really competitive and even more so for local bike retail and repair shops. Buyers have a lot of options, from frame size and materials to standard or electric options. So many buying options can ... July 17, 2023By Aegis Insurance Commercial Insurance 0 Comment Read More »
10 FAQs About Workers Compensation Insurance in CA Workers' compensation insurance is different from other types of commercial insurance policies. Unlike liability coverage or commercial property insurance, workers' comp is the one policy designed to protect your employees' financial interests. Depending on the state where you do business, it may also be the only insurance policy employers are required by law to carry. 10 FAQs About Workers' Compensation Insurance in CA If you're running a business in CA, you'll definitely want to stay up-to-date ... July 14, 2023By Aegis Insurance Workers' Compensation Insurance 0 Comment Read More »
How is Workers’ Compensation Calculated? When running a business, regardless of size, acquiring workers' compensation insurance is one of the first steps to protect the company's costs. Most businesses with employees (and even some without) are required to carry some sort of workers' compensation policy. We've covered the importance of workers' compensation insurance as well as the different injuries it covers. However, determining the cost for workers' comp can be difficult. What does workers' compensation insurance cost? Factors of Workers' ... June 22, 2023By Aegis Insurance Workers' Compensation Insurance 0 Comment Read More »
General Liability vs Workers' Compensation Insurance Insurance coverage comes in all shapes and sizes depending on numerous factors revolving around your business. Two of the most common types of coverage are general liability and workers' compensation insurance. Learn more about these two forms of coverage and their distinct roles providing coverage for you and your business. What is General Liability Insurance? Also known as business liability insurance, general liability covers damages or injuries caused to clients, third party-individuals, businesses, or strangers during ... June 15, 2023By Aegis Insurance Business Insurance 0 Comment Read More »
