Aegis Blog

How to protect your small business against cyber threats

How to protect your small business against cyber threats

Does your small business need to worry about cyber threats? You may not think you’re big enough to be concerned about cyberattacks, but you might be surprised at how often a small business is the target of hacks and breaches. Your small size can actually make you more vulnerable to cyberattacks. Sophisticated cybercriminals know that a small business often lacks the security infrastructure of larger businesses. Your small stature could make you a sitting duck for ...
3 Things to Consider When Buying Equipment for Your Business

3 Things to Consider When Buying Equipment for Your Business

What transforms a great idea and turns it into a profitable business? For many business owners, it's the tools, equipment, and other physical assets that turn a dream into reality. From a photographer's camera to a contractor's tools and every retail rack, register, and roll of register tape, your equipment helps you get the job done. Before you start purchasing the assets you need to run your business, here are three things to consider: 1. What Type ...
5 Things to Know Before Hiring Your First Employee

5 Things to Know Before Hiring Your First Employee

Is it time for your business to start hiring employees? If you've been a one-person operation until now, hiring your first employee can be an exciting growth step. It can also feel a bit confusing and intimidating. Here are 5 things you need to know if you're ready to hire employees. Know the Difference Between Employee vs. Independent Contractor Will you be hiring an employee or subcontracting work out to an independent contractor? It's important to ...
What Type Of Insurance Covers Patent Infringement?

What Type Of Insurance Covers Patent Infringement?

Have you patented a product or process for your business? If you’ve created something new and wonderful, you'll want to protect that product, process, or design from being used without your permission. Patent infringement insurance is a great way to protect your IP and your business. We've answered some of your biggest questions about patent infringement and how to protect your patents. What Type of Insurance Covers Patent Infringement? Intellectual property insurance, aka patent infringement insurance, can ...
The 2022 Guide to Contractor Insurance

The 2022 Guide to Contractor Insurance

What do you need to run a profitable construction business in 2022? Artisan contractors and smaller construction businesses face challenges that larger firms do not. But with the right planning and policies in place, you could arm yourself with the right tools to help you increase profits and reduce risks for 2022 and beyond. Managing Construction Risks in 2022 In addition to the typical risks associated with running a small construction business, such as safety, financial, ...
Faces of Aegis: Full Belly Deli

Faces of Aegis: Full Belly Deli

All images are courtesy of Full Belly Deli. This post is part of our Faces of Aegis series. We're spotlighting our clients, the people and businesses who are making an impact in our Tahoe-Truckee community and beyond! Read more of our client spotlights here. When is a sandwich more than just a sandwich? When it's made by Full Belly Deli! Co-owners Eric and Tom, along with Chef Cody, have made the simple sandwich into an art ...
How Much Does Tool Insurance Cost?

How Much Does Tool Insurance Cost?

If you've got the cash to grab a sandwich from the local deli on your lunch break today, then you likely can afford to insure the tools and insurance that help you get the job done. How Much Does Tool Insurance Cost? The median premium for an artisan contractor's tools and equipment insurance is $14 per month. That’s around $169 per year for a policy with a $5,000 limit. Several factors go into determining your policy rate, ...
How to File A Homeowner's Insurance Claim After A Wildfire

How to File A Homeowner's Insurance Claim After A Wildfire

Tragedies like the Dixie Fire and the Caldor Fire bring the devastating impact of a wildfire to the top of everyone's mind, even if you live outside the fire line. Developing your disaster preparedness plan should include ensuring you're ready to file the appropriate insurance claim if need be to help repair and rebuild your property. Learn how to prepare to file a homeowner's insurance claim in the event that disaster strikes. Ensuring You're Prepared to ...
Are Tools Covered Under Homeowner's Insurance?

Are Tools Covered Under Homeowner's Insurance?

Your personal tools are a regular fixture around the house -- repairing that faucet that has been leaking for days or assisting a Saturday afternoon working in the garage. What happens if they're lost, stolen, or damaged in an accident? The good news is, your personal tools and other belongings may already be covered! Your Homeowner's Insurance can help protect your personal belongings in certain circumstances. Keep reading for a better understanding of when your ...
What Insurance Policy Covers Tools and Equipment?

What Insurance Policy Covers Tools and Equipment?

A contractor's tools are the lifeblood of their business. Make sure you have the right coverage to protect the equipment you need to get the job done right from loss, theft, and damage. Often, policies like your homeowners and renters insurance, or your commercial or personal auto insurance, don't extend to your tools and equipment. Make sure you know if your tools are covered. Discover the three insurance lines that can help protect your tools ...

 

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