How do I deal with independent contractors? Depending on the nature of your business, you might have to deal with independent contractors. While in some ways, they function as other employees do, there are some key nuances that you should keep in mind. The first is how exactly the worker should be classified. There are specific guidelines for what constitutes a contractor versus an employee, and you should be aware of them as you foster business relationships. If there are strict rules ... December 13, 2013By Aegis Insurance Contractor Insurance Independent Contractors 0 Comment Read More »
With corporate-owned smartphones on the rise, technology insurance remains important After months of the market swinging towards a bring-your-own-device model (BYOD), the corporate-owned smartphone seems to be coming back into vogue. According to Strategy Analytics, corporate smartphone purchases have experienced an uptick over the first nine months of 2013. This suggests an underlying shift in the way that companies are evaluating their mobile technology decisions. Total purchases are up 34 percent over a year ago, with 73 million businesses purchasing directly for their employees in ... December 12, 2013By Aegis Insurance Business and IT Insurance Technology Insurance 0 Comment Read More »
Construction back on the rise The recession hit a lot of industries hard, and construction was no exception. A lot of businesses didn't survive the lean times, but for those that were able to endure the rough economic climates, there is some optimism ahead. According to the 2014 Dodge Construction Outlook, total expenditures on projects are expected to increase 9 percent to $555.3 billion in 2014, on top of the 5 percent estimated jump by the end of this year. This supports ... December 11, 2013By Aegis Insurance Contractor Insurance Construction on the Rise 0 Comment Read More »
Text attacks could force smartphone reboot Google Nexus owners might be vulnerable to an insidious sort of SMS attack. According to reports, attackers are able to force this particular sort of smartphone offline by sending a high number of a particular sort of message. It seemingly affects all Android 4.x firmware versions on the Google Galaxy Nexus, Nexus 4 and Nexus 5 devices. The issue arises if the perpetrator sends several dozen Flash SMS or instantly appearing messages. If they aren't dismissed, ... December 10, 2013By Aegis Insurance Business and IT Insurance Text Attacks 0 Comment Read More »
Would Santa Claus be a high insurance risk? He can deliver presents to all of the world's children, powered by nothing more than chocolate chip cookies and tall glasses of milk. But can Santa Claus work his special brand of magic when it comes to designing the perfect insurance policy? A recent article sought to explore the answer. Author Matt Zollner notes the isolated nature of St. Nick's workshop. It's designated as "protection class 10", which means that should a fire break out, there isn't ... December 9, 2013By Aegis Insurance Contractor Insurance Insurance Risk, Santa Claus 0 Comment Read More »
Four ways hackers sneak into your systems — and how to defend yourself Before the proliferation of technology, protecting your business was as simple as pulling a grate down before you left for the day. In this new digital age, things get a little bit more complicated, since criminals have more tools at their disposal to commit their misdeeds. Here are a few common weaknesses exploited by crooks — and how you can protect yourself. Non-secure passwords: With a medium-end graphics card, a would-be intruder can run hundreds of ... December 5, 2013By Aegis Insurance Business and IT Insurance Hackers 0 Comment Read More »
Government may be lacking in IT security training Information is the lifeblood of a wide range of businesses, and the government is no exception. Especially in these sectors, security is critical: employees need to be fully able to make sure that sensitive data is only seen by those with proper clearance. However, we might not be providing adequate IT training entrusted to that task. A recent article in Information Week described the nature of the problem. In it, author W. Hord Tipton describes how ... December 4, 2013By Aegis Insurance Business and IT Insurance Government Lacking IT Security 0 Comment Read More »
You can build a house during the winter — here's how to do it safely Conventional wisdom used to advise contractor's not to build houses during winter months, cautioning that if a roof wouldn't be finished before the snow came, the entire project should wait until the spring. However, like so many other pieces of well-worn wisdom, it's outlived its usefulness. Not only can you build in the cold, it can have some advantages—if you're safe. To be sure, conditions are more difficult. There's less daylight and the bulky clothing workers ... December 3, 2013By Aegis Insurance Contractor Insurance Home Construction, Winter 0 Comment Read More »
Should I get contractor's liability insurance? During the time you're building a structure, it faces a different set of risks than it will after construction is complete. Between unforeseeable acts of nature—like floods and high winds—to human dangers like theft and faulty electrical wiring, there are myriad potential catastrophes from which you might want protection while you're in the construction phase. Contractor liability insurance can help make sure you're protected from dangers, from surprise fires to everyday slips and falls. It can ... December 3, 2013By Aegis Insurance Contractor Insurance Contractors Liability Insurance 0 Comment Read More »
Wide range of electronics vulnerable to intrusion Technological innovation brings with it an unparalleled convenience. Tasks that would take days are the work of minutes. Conversations between people around the world can happen in real time. You can even control your television from your phone. With that progress however, comes vulnerability. From your radio frequency id-powered bus pass to your shiny new Google Glasses, most electronic things you own are the potential target of hackers. If your device plugs into a network somewhere, ... December 2, 2013By Aegis Insurance Business and IT Insurance Electronic Intrusion 0 Comment Read More »
